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94-6280 Pua St, Naalehu, HI, 96772

1beds
1baths
512sqft
$315,000
$615price/sqft
$2,122/moest. monthly cost
$84,880/yrincome needed

About This Home

Organic food‑forest mini farm on Hawaiʻi Island’s rural South Side, this permitted 1‑bedroom/1‑bath home sits on approximately one‑third acre of rich volcanic soil, thoughtfully planted and lovingly maintained. The property is served by a private septic system and a 10,000 gallon water catchment tank and has the feel of a simple, efficient island home paired with an abundant backyard homestead. Designed as an organic, low‑chemical landscape, the gardens support year‑round harvests and a healthy, pollinator‑friendly environment, with pathways that wind through the trees to shady spots for relaxing and gathering fruit. Copy and Paste Video Link: unbranded: https://drive.google.com/file/d/1cjfDq_Zwq7ymaA8-AlF2GVF69xpsqrtQ/view?usp=sharing Imagine stepping outside to pick your breakfast from the trees and vines around you: mangoes (3 varieties), avocados (4 varieties), starfruit (2), lemons (2), limes (2), navel oranges (2), plus tangerine, tangelo, grapefruit, apple banana, Surinam cherry, jaboticaba, lychee, longan, coconut, ice cream bean, Malabar chestnut, pineapple, coffee, cacao, vanilla orchid, moringa and more. Fresh herbs and greens right at your door include rosemary, lemon grass, Chinese peppers, New Zealand spinach, longevity spinach, wild lettuce, and soothing aloe vera. Whether you’re downsizing, looking for a Hawaiʻi starter home, or dreaming of a self‑reliant retreat, this compact residence and established food forest offer the chance to live simply and grow a significant portion of your own food. Everyday conveniences are still close by: the charming town of Naʻalehu offers cafes, famous Punaluu bakery, grocery options, post office, and a weekly farmer’s market, plus easy drives to nearby black‑sand beaches, South Point, and Hawaiʻi Volcanoes National Park.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-62.3 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1237.9 mi

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Interior Area

  • Total structure area: 512
  • Total interior livable area: 512 sqft

Property

Details

  • Parcel number: 3940130620000
  • Zoning: A-20A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Stone
  • Topography of land: Fairly Level

Lot

  • Lot size: 0.28 Acres
  • Features: Farm
  • Lot size dimensions: 160 x 75

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$118$1,416
Property Taxes $38$456
Electricity $374$4,497
Total$2,122$25,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,754/yr
40% on housing$63,660/yr
45% on housing$56,586/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$615This listing

vs Other Active Listings

Avg $/sqft

ZIP 96772$275
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96772$378
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$329,000
2014-05-28Sold$14,000
2004-06-14Sold$8,000

For Sale by Agent

AgentTeena Genge
BrokerageUnited Country Real Estate-Hawaii Lifestyle Properties, LLC

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