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2130 Young St, Honolulu, HI, 96826

4beds
1baths
1,073sqft
$995,000
$927price/sqft
$6,591/moest. monthly cost
$263,640/yrincome needed

About This Home

Exceptional investment & development opportunity in a highly desirable BMX-3 (Business Mixed-Use) zoning district. This versatile property permits a combination of residential & commercial uses, offering flexibility for investors, business owners & developers alike. Whether you're seeking a strategic investment, a business loc'n w/residential convenience, or a redevelopment opportunity, this BMX-3 property presents a rare chance to capitalize on both residential & commercial income streams in one location! **Buyer to perform own due diligence on BMX-3 development**

Getting Around

98
WalkingWalker's Paradise
61
TransitGood Transit
92
BikeBiker's Paradise

Schools

Construction

Condition

  • Property condition: Tear Down / Value in Land
  • Year built: 1933

Materials

  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl

Interior Area

  • Total structure area: 1,153
  • Total interior livable area: 1,073 sqft

Property

Details

  • Parcel number: 1280040320000
  • Zoning description: 33 - BMX-3 Community Business M
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: None
  • Topography of land: Level

Lot

  • Features: Cleared,Interior Lot,Level

Parking

  • Total spaces: 1
  • Parking features: Carport,One Car Garage,One Space,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$158$1,896
Property Taxes $1,028$12,336
Electricity $374$4,497
Total$6,591$79,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,977/yr
40% on housing$197,730/yr
45% on housing$175,760/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$927This listing

vs Other Active Listings

Avg $/sqft

ZIP 96826$730
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96826$792
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$995,000

For Sale by Agent

AgentMichelle K Nouchi Ogata
BrokerageREMAX Hawaii

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