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1627 Saint Charles Dr, Hillsboro, MO, 63050

4beds
2baths
2,368sqft
$310,000
$131price/sqft
$2,159/moest. monthly cost
$86,360/yrincome needed

About This Home

Welcome to 1627 Saint Charles Dr., a charming and well-kept ranch style home offering comfort, style, and thoughtful updates throughout. This 4-bedroom, 2-bath home features an inviting open floor layout and a finished lower level that expands your living space to include a spacious family room, fourth bedroom and an exercise room. All with newer luxury laminate flooring and recessed lighting. Perfect for guests and expanded living space with a rough-in for additional bath. Bright, open main level with spacious living areas. and hardwood floors. All kitchen appliances are newer Samsung Spokes - Navy - Stainless Steel with exchangeable front panels and are staying with the home. New lighting, ceiling fan, new front entry door, lower-level laminate flooring and fresh interior paint are just a few improvements. Large Privacy-fenced backyard ideal for relaxing or entertaining with a double gate for trailer or camper access. Fire pit stays with the home for cozy evenings outdoors. Well-manicured lawn and tasteful landscaping add curb appeal. This home blends modern convenience with inviting warmth — move-in ready and designed for easy living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
5/10
6/10
Hillsboro High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Sleeping Area,Storage Space,Sump Pump

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 120
  • Dimensions: 15x8

Exercise Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 154
  • Dimensions: 14x11

Family Room

  • Features: Floor Covering: Laminate
  • Level: Lower
  • Area: 777
  • Dimensions: 37x21

Features

  • Breakfast Bar,Breakfast Room,Ceiling Fan(s),Custom Cabinetry,Double Vanity,Kitchen Island,Kitchen/Dining Room Combo,Open Floorplan,Pantry,Recessed Lighting,Soaking Tub,Storage,Vaulted Ceiling(s),Walk-In Closet(s)
  • Finished area below ground: 1,015
  • Finished area above ground: 1,353

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,368
  • Total interior livable area: 2,368 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Property

Details

  • Parcel number: 175.016.00000134
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Exterior features: Fire Pit,Garden,Private Yard
  • Fencing: Back Yard,Full,Privacy,Wood

Lot

  • Lot size: 0.27 Acres
  • Features: Level,Private

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$206$2,472
Property Taxes $206$2,472
Electricity $180$2,169
Total$2,159$25,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,022/yr
40% on housing$64,770/yr
45% on housing$57,573/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 63050$177
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63050$187
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Contingent$310,000
2026-07-28Price change$310,000
2026-07-02Price change$317,900
2026-06-06Listed for sale$322,900
2023-07-19Sold--
2023-06-16Pending sale$275,000
2023-05-31Listed for sale$275,000
2023-05-24Listing removed--
2023-04-22Pending sale$275,000
2023-04-19Listed for sale$275,000
2020-09-25Sold--
2020-08-23Pending sale$196,900
2020-08-21Listed for sale$196,900
2020-07-21Pending sale$196,900
2020-07-17Listed for sale$196,900

For Sale by Agent

AgentLaurie K Helderle
BrokerageRE/MAX Best Choice St. Louis

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