See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6304 Spring Creek Dr, GUNTERSVILLE, AL, 35976

3beds
2baths
1,921sqft
$598,000
$311price/sqft
$3,892/moest. monthly cost
$155,680/yrincome needed

About This Home

Welcome to your slice of Lake Guntersville waterfront living, where convenience meets unbeatable lake life. This charming freshly decorated home offers a rare, level walk to the water. Inside, you’ll find rich hardwood floors, a cozy gas log fireplace, and a beautifully updated kitchen with granite countertops and new appliances. Unwind on the expansive screened porch with breathtaking sunset views of the lake or host unforgettable gatherings on the dedicated BBQ porch. Fresh interior and exterior paint make this home completely move-in ready. Just bring your bags and start living the lake lifestyle you’ve been dreaming of!! Furniture & furnishings are negotiable.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

9/10
9/10
5/10
Guntersville High SchoolGrades 9-121.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Oven,Refrigerator,Wine Cooler,Dishwasher

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 169

Bedroom3

  • Features: Ceiling Fan(s),Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Crown Molding,Recessed Lighting,Wood Floor
  • Level: First
  • Area: 130

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,921 sqft

Kitchen

  • Features: Crown Molding,Granite Counters,Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 180

Laundry Room

  • Features: LVP
  • Level: First
  • Area: 117

Living Room

  • Features: Ceiling Fan(s),Crown Molding,Fireplace,Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 375

Property

Details

  • Parcel number: 1508283000005000

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Water Access,Waterfront
  • Waterbody name: Tennessee River,Lake Guntersville

Lot

  • Lot size dimensions: 112 x 235 x 110 x 230

Parking

  • Parking features: Garage-One Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,023$36,276
Home Insurance *$480$5,760
Property Taxes $149$1,788
Electricity $240$2,881
Total$3,892$46,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,440/yr
40% on housing$116,760/yr
45% on housing$103,786/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$237
Marshall County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$649,000
2025-08-26Listing removed$598,000
2025-07-25Price change$598,000
2025-05-08Price change$649,000
2025-03-19Price change$674,900
2025-02-07Listed for sale$729,000
2011-10-04Sold$0

For Sale by Agent

AgentAmy Patterson, Lake Guntersville Real Estate
BrokerageLake Guntersville Real Estate

Similar Homes