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2760 Signal Point Rd, Guntersville, AL, 35976

4beds
3baths
2,100sqft
$1,070,000
$510price/sqft
$6,777/moest. monthly cost
$271,080/yrincome needed

About This Home

Waterfront home, Signal Point community, Guntersville city limits. Built 2006 remodeled home has stunning views, and deep water at the 2 slip boathouse. Sits on 1.65 acres, mature landscape, lake irrigation sprinkler system, decks and patios. 3 or 4 bedrooms, 2.5 baths, open concept for ease of entertaining. Greenhouse and small fruit orchard, raised veggie beds at rear deck. Owners love to watch the bluebirds, Finches, cardinals and hummingbirds from the rear deck. The Osprey, Eagles, Cranes and Kingfishers are seen regularly from the front deck. Peaceful, relaxing, lovely views & near the end of Signal Point Road. Invitation awaits stroll, boat ride, swim or fish all from your home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Asbury Elementary SchoolGrades PK-56.2 mi
4/10
Asbury SchoolGrades 6-126.3 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Dryer,Gas Cooktop,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Basement

Bathroom1

  • Features: 9’ Ceiling,Crown Molding,Double Vanity,Granite Counters,Marble,Smooth Ceiling,Tile,Window Cov,Walk-In Closet(s),Built-in Features
  • Level: First
  • Area: 136

Bathroom2

  • Features: 9’ Ceiling,Crown Molding,Marble,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 30

Bathroom3

  • Features: 9’ Ceiling,Granite Counters,Tile
  • Level: Second
  • Area: 56

Bedroom2

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Smooth Ceiling,Window Cov,Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 196

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Smooth Ceiling,Window Cov,Wood Floor,Walk-In Closet(s)
  • Level: Second
  • Area: 187

Bedroom4

  • Features: 9’ Ceiling,Ceiling Fan(s),Smooth Ceiling,Window Cov,Wood Floor,Walk-In Closet(s)
  • Level: Second
  • Area: 187

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: 9’ Ceiling,Crown Molding,Smooth Ceiling,Window Cov,Wood Floor
  • Level: First
  • Area: 165

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Central 2,Electric
  • Cooling features: Central 2,Electric

Interior Area

  • Total interior livable area: 2,100 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Granite Counters,Kitchen Island,Marble,Pantry,Recessed Lighting,Sitting Area,Smooth Ceiling,Wood Floor
  • Area: 272

Living Room

  • Features: 9’ Ceiling,Crown Molding,Fireplace,Smooth Ceiling,Window Cov,Wood Floor,Built-in Features
  • Level: First
  • Area: 240

Master Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Smooth Ceiling,Window Cov,Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 224

Utility Room

  • Features: 9’ Ceiling,Crown Molding,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 80

Property

Details

  • Parcel number: 16030500000026.000

Features

  • Patio & porch: Patio,Deck
  • Exterior features: Curb/Gutters,Outdoor Kitchen,Sprinkler Sys,Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front,Boat Lift,Jet Ski Lift,Waterfront,Main Channel
  • Waterbody name: Tennessee River,Lake Guntersville

Lot

  • Lot size: 1.65 Acres
  • Lot size dimensions: 170 x 240 x 260 x 310

Parking

  • Parking features: Garage-Three Car,Garage-Detached,Garage Door Opener,Garage Faces Front,Driveway-Concrete,Driveway-Gravel,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,410$64,920
Home Insurance *$860$10,320
Property Taxes $267$3,204
Electricity $240$2,881
Total$6,777$81,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,354/yr
40% on housing$203,310/yr
45% on housing$180,720/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$510This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$234
Marshall County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$1,070,000
2026-07-02Price change$1,087,000
2026-06-19Price change$1,107,000
2026-05-20Listed for sale$1,147,000
2024-12-27Listing removed$1,085,000
2024-12-27Price change$1,085,000
2024-12-14Price change$1,095,000
2024-12-13Listed for sale$860,000
2024-12-02Listing removed$860,000
2024-11-25Price change$860,000
2024-10-09Price change$875,000
2024-09-27Price change$1,188,000
2024-09-18Price change$1,198,000
2024-09-11Price change$1,240,000
2024-08-28Listed for sale$1,245,000
2024-08-08Listing removed--
2024-08-06Price change$1,275,000
2024-07-31Price change$1,277,500
2024-07-23Price change$1,285,000
2024-07-16Price change$1,287,500
2024-07-03Price change$1,295,000
2024-06-25Price change$1,325,000
2024-06-10Listed for sale$1,350,000
2021-04-16Sold$630,000
2021-03-08Pending sale$625,000
2017-09-26Sold$323,163
2015-03-06Sold$323,163
2014-06-30Sold$581,192
2012-08-03Sold$400,000

For Sale by Agent

AgentPat Neely
BrokerageNeely Real Estate & Appraisal

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