446 W San Fernando St, San Jose, CA, 95110
About This Home
Welcome to this charming victorian triplex located in the vibrant city of San Jose. Close to lighrail stop across the street, few blocks from, downtown and arena. Spanning 3 units 1bed 1 bath,1 car garage. this property offers a spacious layout with a variety of flooring options, including carpet, hardwood, and vinyl/linoleum, catering to different lifestyle needs. The kitchen is equipped with a range of appliances that vary by unit. Room for expansion and fully finish basement. Though the home does not feature cooling, it is heated via a wall furnace, providing warmth during cooler months. The living area is complemented by a cozy fireplace, adding to the home's inviting atmosphere. For laundry needs, some units are equipped with a washer and dryer, enhancing convenience. With a generous minimum lot size of 5,076 sq ft, the property includes garage spaces for up to three vehicles, accommodating your parking and storage needs. Located within the San Jose Unified School District, this home presents a great opportunity for families seeking a residence in this sought-after community.
Getting Around
Very Walkable
Excellent Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
Type & Style
- Home type: MultiFamily
- Architectural style: Victorian
- Property subType: Triplex,Residential Income
Interior
Appliances
- Appliances included: Washer/Dryer
- Laundry features: Hookups Only
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Features
- Door features: None
- Window features: None
- Flooring: Carpet,Hardwood,Vinyl Linoleum
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: None
Interior Area
- Total structure area: 1,834
- Total interior livable area: 1,834 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 25945051
- Zoning: M1H
- Special condition: Standard
Features
- Stories: 1
- Has view: Yes
- View description: City,Downtown
Lot
- Lot size: 5,076 sqft
Parking
- Total spaces: 3
- Parking features: Assigned,Detached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Clara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,830 | $81,960 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $2,247 | $26,964 |
| Electricity | $398 | $4,786 |
| Total | $9,638 | $115,656 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $1,350,800 |
| 2021-06-11 | Listing removed | -- |
| 2021-05-21 | Price change | $2,000 |
| 2021-05-07 | Price change | $2,050 |
| 2021-04-27 | Price change | $2,150 |
| 2021-04-20 | Price change | $2,250 |
| 2021-03-30 | Listed for rent | $2,450 |
| 2019-09-21 | Listing removed | $2,450 |
| 2019-09-12 | Listed for rent | $2,450 |
| 2018-04-23 | Listing removed | $2,200 |
| 2018-04-06 | Listed for rent | $2,200 |
| 2010-09-14 | Sold | $450,000 |
| 2010-03-29 | Sold | $281,000 |
| 1999-03-31 | Sold | $295,000 |
View on Zillow