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1257 Iris St Unit 4, San Luis Obispo, CA, 93401

1beds
1baths
748sqft
$637,500
$852price/sqft
$4,287/moest. monthly cost
$171,480/yrincome needed

About This Home

If you want upscale SLO living near downtown, French hospital and the high school come see 1257 Iris St Unit 4. It’s a serene pocket with everything close by. Inside, it’s remodeled to the nines. You’ve got top-of-the-line split white oak flooring, Lutron ambient lighting, and custom window treatments that make the whole space feel refined. The living room has a high ceiling and a big window, plus a versatile loft for office, workout, or cozy lounge. The great room flows to a dining area and a magnificent kitchen. Think Bosch appliances, imported Italian tile accents, great storage, and clean lines that actually work for real life. The bathroom is beautifully finished with glass and imported details that feel spa-level. The bedroom is smartly designed with custom built-ins for the dresser and closets. The garage continues the upgrade story with finished drywall, thoughtful lighting, and a built-in sound system. It is perfect for a clean home gym, studio space, or dialed storage. Slide the glass door open to a long private patio for morning coffee or golden hour. This is turnkey, low-maintenance living in a prime SLO location. Message me for the full tour of 1257 Iris St Unit 4 and come see it’s elegance for yourself.

Getting Around

58
WalkingSomewhat Walkable
35
TransitSome Transit
61
BikeBikeable

Schools

9/10
Laguna Middle SchoolGrades 7-82.7 mi
10/10

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Copper Plumbing

Type & Style

  • Home type: Condo
  • Architectural style: Mediterranean
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood,Self Cleaning Oven,Water Heater,Dryer,Washer

Bathroom

  • Features: Upgraded,Vanity,Walk-In Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Recessed Lighting,Smart Home,All Bedrooms Up
  • Flooring: Wood
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 748 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Remodeled,Updated Kitchen

Property

Details

  • Parcel number: 003578043
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Door
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Tile
  • Exterior features: Awning(s),Lighting,Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 748 sqft
  • Features: Landscaped,Near Public Transit,Rectangular Lot

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,223$38,676
Home Insurance *$83$996
Property Taxes $583$6,996
Electricity $398$4,786
Total$4,287$51,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,982/yr
40% on housing$128,610/yr
45% on housing$114,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$852This listing

vs Other Active Listings

Avg $/sqft

ZIP 93401$862
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93401$660
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$637,500
2026-07-27Price change$637,500
2026-06-27Price change$639,000
2026-06-12Price change$649,000
2026-05-16Listed for sale$675,000
2022-09-02Sold$637,000
2022-08-20Contingent$649,000
2022-07-08Price change$649,000
2022-06-28Listed for sale$689,000
2022-06-18Contingent$689,000
2022-05-14Listed for sale$689,000
2022-05-11Pending sale$689,000
2021-02-24Listing removed--
2020-11-18Listing removed$2,000
2020-10-31Listed for rent$2,000
2020-09-26Listing removed$539,000
2020-09-24Listed for sale$539,000
2020-09-22Pending sale$539,000
2020-09-04Listed for sale$539,000
2013-12-27Sold$226,000
2013-12-18Listed for sale$235,000

For Sale by Agent

AgentJennifer Kennedy
BrokerageHome & Ranch Sotheby's Intl

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