




1427 Beach St, San Luis Obispo, CA, 93401
About This Home
Nestled in the heart of San Luis Obispo, this exquisitely remodeled 1927 cottage/bungalow has been lovingly brought back to life—where historic charm meets a bold, modern transformation. Every inch has been thoughtfully reimagined to honor its original character while elevating it for today’s lifestyle, creating a rare Central Coast retreat that feels both timeless and completely renewed. Step inside to find a showstopping remodeled kitchen, designed as the true heart of the home, featuring sleek cabinetry, designer finishes, and upgraded appliances that make cooking and entertaining effortless and inspiring. Two sun-drenched bedrooms offer warm, inviting escapes with flexible functionality, while the fully renovated bathroom delivers a spa-like experience with elegant tilework, modern fixtures, and a refined, contemporary aesthetic. The result is a home that doesn’t just look beautiful—it feels alive, welcoming, and ready for its next chapter. Step outside to a spacious R2 lot brimming with potential—envision a stunning ADU, a lush garden oasis, or a bespoke outdoor retreat perfect for entertaining under the California sun. Whether hosting guests or creating a private escape, the possibilities are as inspiring as they are endless. Ideally located just steps from downtown San Luis Obispo, you’ll find yourself immersed in the area’s vibrant lifestyle—boutique shopping, acclaimed dining, local wineries, and the iconic Thursday Night Farmers’ Market all at your fingertips. And with some of California’s most breathtaking beaches just a short drive away, every day feels like a getaway. Whether you're seeking a refined primary residence, a sophisticated second home, or a high-demand investment opportunity, this exceptional property delivers the ultimate blend of luxury, location, and lifestyle.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled,Turnkey
- Year built: 1927
Materials
- Foundation: Raised
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Gas Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Kitchen,Stacked
Bathroom
- Features: Jack and Jill Bath
Bathroom
- Features: Quartz Counters,Tub Shower,Upgraded
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Separate/Formal Dining Room,Furnished,Quartz Counters,Jack and Jill Bath
- Flooring: Vinyl
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Floor Furnace
- Cooling features: None
Interior Area
- Total interior livable area: 780 sqft
Kitchen
- Features: Quartz Counters,Remodeled,Self-closing Cabinet Doors,Self-closing Drawers,Updated Kitchen
Property
Details
- Parcel number: 003613015
- Zoning: R2
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: front
- Pool features: None
- Exterior features: Awning(s)
- Spa features: None
- Fencing: Wood
- Has view: Yes
- View description: Mountain(s),Neighborhood
Lot
- Lot size: 5,000 sqft
- Features: Landscaped,Level,Street Level,Yard
Parking
- Total spaces: 3
- Parking features: Driveway,Uncovered
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $1,154 | $13,848 |
| Electricity | $398 | $4,786 |
| Total | $8,295 | $99,540 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $1,300,000 |
| 2025-06-27 | Sold | $675,000 |
| 2025-05-29 | Pending sale | $599,000 |
| 2025-05-23 | Listed for sale | $599,000 |
For Sale by Agent
