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692 Shamrock Ln, Pismo Beach, CA, 93449

4beds
3baths
2,940sqft
$1,695,000
$577price/sqft
$11,077/moest. monthly cost
$443,080/yrincome needed

About This Home

Welcome to 692 Shamrock Lane, a stunning ocean-view custom home tucked into a quiet Pismo Beach neighborhood and backing to permanent open space and expansive ranch land—a rare and highly sought-after setting. This spacious residence offers 4 bedrooms, 3 bathrooms, plus a large office, providing flexibility for comfortable living, working, and entertaining. The chef’s kitchen features top-of-the-line Wolf and Sub-Zero appliances and flows seamlessly into the main living areas. The oversized office includes a wet bar with leathered granite countertops and custom built-in cabinetry, ideal for a home office, media room, or guest retreat. Outdoor living shines with a custom front-yard waterfall and gas fire pit, while the backyard boasts a large Trex deck overlooking peaceful open space and wildlife. The outdoor beach shower, jacuzzi hot tub and large storage shed add even more value. This exceptional property is one of the best values per square foot currently on the market in Pismo Beach. A rare opportunity to own a large, beautifully appointed home with ocean views, privacy, and an unmatched natural backdrop.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

10/10
6/10
Judkins Middle SchoolGrades 7-81.3 mi
9/10
Arroyo Grande High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2003

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Double Oven,Dishwasher
  • Laundry features: Washer Hookup,Gas Dryer Hookup,In Garage,Laundry Room,Stacked

Bathroom

  • Features: Bathtub,Dual Sinks,Full Bath on Main Level,Multiple Shower Heads,Soaking Tub,Separate Shower,Tub Shower,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Features: Separate Family Room

Features

  • Wet Bar,Balcony,Recessed Lighting,Bedroom on Main Level,Primary Suite,Walk-In Closet(s)
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,940 sqft

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 005289021
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1st floor
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Ocean,Panoramic,Pier,Pasture,Trees/Woods
  • Has water view: Yes
  • Water view: Ocean,Pier

Lot

  • Lot size: 5,040 sqft
  • Features: Back Yard,Drip Irrigation/Bubblers,Front Yard,Sprinklers In Front,Landscaped,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$340$4,080
Property Taxes $1,537$18,444
Electricity $630$7,565
Total$11,077$132,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$379,782/yr
40% on housing$332,310/yr
45% on housing$295,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$577This listing

vs Other Active Listings

Avg $/sqft

ZIP 93449$560
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93449$679
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$1,695,000
2002-08-05Sold$232,500
2001-02-28Sold$200,000
2000-06-30Sold$165,000

For Sale by Agent

AgentJeffrey Norton
BrokerageModern Broker

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