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960 Las Tunas St, Morro Bay, CA, 93442

3beds
2baths
1,406sqft
$915,000
$651price/sqft
$6,003/moest. monthly cost
$240,120/yrincome needed

About This Home

Welcome Home! Custom single level home in Morro Bay. An open floor plan with high ceilings and extra wide hallways designed to accommodate everyone. This gorgeous home has all the amenities, newer stainless-steel appliances, laminate flooring throughout and many more upgrades. Sliders to the back patio that overlooks the backyard. This home has a nice size backyard, perfect for family barbecues, entertaining friends and enjoying beautiful sunsets. Primary bedroom has a slider that overlooks the backyard. Walking distance to shops, restaurants and much more.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
8/10
Los Osos Middle SchoolGrades 6-83.1 mi
8/10
Morro Bay High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Dryer,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Separate Shower,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Breakfast Area,Ceiling Fan(s),High Ceilings,Open Floorplan,Primary Suite
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,406 sqft

Master Bedroom

  • Features: Primary Suite

Property

Accessibility

  • Accessibility features: Customized Wheelchair Accessible,Grab Bars,No Stairs,Accessible Approach with Ramp,Accessible Hallway(s)

Details

  • Parcel number: 066082002
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,000 sqft
  • Features: Back Yard,Drip Irrigation/Bubblers,Front Yard,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,626$55,512
Home Insurance *$132$1,584
Property Taxes $847$10,164
Electricity $398$4,786
Total$6,003$72,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,817/yr
40% on housing$180,090/yr
45% on housing$160,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$651This listing

vs Other Active Listings

Avg $/sqft

ZIP 93442$443
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93442$654
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$960,000
2026-03-10Listed for sale$975,000
2021-09-03Sold$730,000
2019-05-28Sold$650,000
2019-04-30Pending sale$650,000
2019-04-14Price change$650,000
2019-02-20Price change$655,000
2019-01-16Price change$675,000
2018-12-03Price change$689,500
2018-10-23Price change$729,000
2018-09-28Listed for sale$749,000
2004-05-21Sold$509,000
2002-05-01Sold$334,000
1998-07-10Sold$70,000

For Sale by Agent

AgentTraci Garza
BrokerageCoastal Connection Real Estate

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