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2229 Howard Ave, San Carlos, CA, 94070

4beds
2baths
1,590sqft
$2,799,000
$1,760price/sqft
$16,234/moest. monthly cost
$649,360/yrincome needed

About This Home

Thoughtfully improved for today's lifestyle, this inviting San Carlos home features a new central heating and air system and upgraded electrical panel, offering enhanced comfort, efficiency and peace of mind. Refinished hardwood floors, fresh interior paint and abundant natural light create a warm, welcoming feel throughout. The living room is anchored by a fireplace and large picture windows, while the formal dining room opens to the backyard through French doors, creating an easy connection for indoor-outdoor living. The spacious kitchen offers generous counter space, abundant cabinetry and a breakfast nook for casual dining. The oversized primary bedroom enjoys direct backyard access, while three additional bedrooms provide flexibility for family, guests or a home office. An attached garage with an epoxy-finished floor adds everyday functionality. The private backyard offers an inviting setting for dining, entertaining, gardening or relaxing. Walk to highly regarded Brittan Acres Elementary and Central Middle School. Ideally located near Burton Park, vibrant downtown San Carlos, shopping, dining, Caltrain and major commute routes, with convenient access to San Francisco, Silicon Valley and many of the Peninsula's leading employers.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

10/10
10/10
Central Middle SchoolGrades 6-80.6 mi
7/10
Sequoia High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: In Garage

Bathroom

  • Features: StallShower2plus, Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: BreakfastNook, FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,590
  • Total interior livable area: 1,590 sqft

Kitchen

  • Features: Countertop_Tile

Property

Details

  • Parcel number: 051203130
  • Zoning: R10006
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Fenced
  • Fencing: Back Yard

Lot

  • Lot size: 5,194 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,153$169,836
Home Insurance *$214$2,568
Property Taxes $1,469$17,628
Electricity $398$4,786
Total$16,234$194,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$556,594/yr
40% on housing$487,020/yr
45% on housing$432,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,760This listing

vs Other Active Listings

Avg $/sqft

ZIP 94070$895
San Mateo County$914

vs Homes Sold Last Month

Median $/sqft

ZIP 94070$1,319
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$2,675,000
2026-08-10Listed for sale$2,675,000

For Sale by Agent

AgentLaura Bertolacci
BrokerageChristie's International Real Estate Sereno

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