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445 Oak Ave, Redwood City, CA, 94061

2beds
2baths
950sqft
$825,000
$868price/sqft
$5,494/moest. monthly cost
$219,760/yrincome needed

About This Home

Rare opportunity to own a beautifully remodeled townhouse-style condo in a gated community just blocks from vibrant downtown Redwood City and the exciting Elco Yards development. Thoughtfully redesigned with designer finishes throughout, this light-filled home blends style, comfort, and convenience. The main level features European hardwood floors, an updated powder room, in-unit laundry with a full-size washer and dryer, and a stunning kitchen with modern white cabinetry, quartz countertops, premium stainless-steel appliances, a gas cooktop, and a spacious eat-in area overlooking the living room. The inviting living room features a cozy, decorative fireplace with ambient lighting and opens to a private yard, perfect for relaxing or entertaining. Upstairs are two well-appointed bedrooms, including a spacious primary suite with dual closets, a private balcony, and a convenient laundry chute. The beautifully remodeled bathroom showcases elegant tile and heated floors. Additional highlights include a full-size pull-down attic for exceptional storage and two assigned parking spaces. Ideally located near shopping, dining, entertainment, Caltrain, parks, and all the amenities of downtown Redwood City.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

4/10
8/10
Woodside High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Other
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Exhaust Fan,Disposal,Microwave,Gas Oven,Self Cleaning Oven,Built In Gas Oven/Range,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: UpdatedBaths

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Kitchen

  • Features: ExhaustFan

Property

Details

  • Parcel number: 111330110
  • Zoning: R40000
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard,Barbecue

Lot

  • Lot size: 1,036 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$63$756
Property Taxes $862$10,344
Electricity $398$4,786
Total$5,494$65,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,365/yr
40% on housing$164,820/yr
45% on housing$146,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$868This listing

vs Other Active Listings

Avg $/sqft

ZIP 94061$826
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94061$1,225
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$825,000
2023-10-20Sold$865,000
2023-10-03Pending sale$875,000
2023-09-22Contingent$875,000
2023-09-15Listed for sale$875,000
2019-06-06Sold$790,000
2014-04-25Sold$460,000
2014-03-19Listed for sale$449,000
2003-06-13Sold$359,000

For Sale by Agent

AgentAlicia Nardini
BrokerageNuTerra Real Estate Group

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