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343 E Mission St, Santa Barbara, CA, 93101

3beds
3baths
1,562sqft
$2,300,000
$1,472price/sqft
$14,280/moest. monthly cost
$571,200/yrincome needed

About This Home

Originally built in the 1920s and beautifully reimagined by the Giffin & Crane Projects team, this charming 3-bedroom, 3-bath Craftsman bungalow blends timeless character with thoughtful modern updates. A stunning second-story primary suite offers a private retreat with quintessential Santa Barbara views from the balcony and a spa-like bath. Inside, you'll find birch hardwood floors, leaded glass details, Steven Handelman lighting, custom built-ins, and an inviting river rock fireplace. French doors open to a private flagstone patio for seamless indoor-outdoor living. Additional highlights include an abundance of natural light, central A/C, California Closets, tankless water heater, home office, mature fruit trees, custom designed garden beds, and a one-car garage. Ideally located in the desirable Upper East neighborhood, minutes from the Mission, Rose Garden, Botanic Garden, Museum of Natural History, and all that downtown Santa Barbara has to offer!

Getting Around

67
WalkingSomewhat Walkable
37
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1920

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Double Vanity,Recessed Lighting
  • Flooring: Hardwood,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,562
  • Total interior livable area: 1,562 sqft

Property

Details

  • Parcel number: 025331010
  • Zoning: Other
  • Exclusions: Other

Features

  • Levels: Two
  • Patio & porch: Patio,Porch,Awning(s)
  • Exterior features: Fruit Trees,Yard Irrigation PRT
  • Has view: Yes
  • View description: City,Setting

Lot

  • Lot size: 5,227 sqft
  • Features: Near Public Transit

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,630$139,560
Home Insurance *$235$2,820
Property Taxes $2,017$24,204
Electricity $398$4,786
Total$14,280$171,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$489,600/yr
40% on housing$428,400/yr
45% on housing$380,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,472This listing

vs Other Active Listings

Avg $/sqft

ZIP 93101$1,117
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93101$1,210
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$2,300,000
2026-07-08Listed for sale$2,395,000
2007-02-06Sold$1,109,000
2006-03-01Sold$990,000

Pre-Foreclosure - For Sale by Agent

AgentCrawford Speier Group
BrokerageVillage Properties - 1

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