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922 Garden St, Santa Barbara, CA, 93101

2beds
1baths
635sqft
$1,581,000
$2,490price/sqft
$9,949/moest. monthly cost
$397,960/yrincome needed

About This Home

Tucked away in one of Santa Barbara's most treasured little historic enclaves is ~ El Caserio. A hidden private lane downtown of just nine homes and artists' studios built in the 1930s & 1940's. This enchanting 1924 cottage offers a rare opportunity to own a piece of old Santa Barbara. Featuring 2 bedrooms, 1 bath and a detached one-car garage, the home is rich in character and charm. Just two blocks from the heart of downtown's restaurants and theaters, yet tucked away on one of Santa Barbara's most beloved little lanes. A deck beneath a majestic shade tree, framed by beautiful mountain views, creates the perfect quiet place to relax and enjoy the quintessential Santa Barbara lifestyle.

Getting Around

94
WalkingWalker's Paradise
53
TransitGood Transit
97
BikeBiker's Paradise

Schools

7/10

Construction

Condition

  • Property condition: Fair
  • Year built: 1924

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range,Built-In Gas Range,Dishwasher,Dryer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet

Heating

  • Heating features: Other

Interior Area

  • Total structure area: 635
  • Total interior livable area: 635 sqft

Property

Details

  • Parcel number: 029301028
  • Zoning: C-2

Features

  • Levels: Single Story
  • Patio & porch: Deck
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s),Setting
  • Topography of land: Level

Lot

  • Lot size: 3,484 sqft
  • Features: Level,Near Public Transit

Parking

  • Total spaces: 3
  • Parking features: Outside,Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,994$95,928
Home Insurance *$162$1,944
Property Taxes $1,395$16,740
Electricity $398$4,786
Total$9,949$119,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$341,108/yr
40% on housing$298,470/yr
45% on housing$265,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,490This listing

vs Other Active Listings

Avg $/sqft

ZIP 93101$1,128
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93101$1,210
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$1,581,000
2026-07-28Listed for sale$1,581,000
2013-07-15Sold$700,000
1998-07-31Sold$365,000

For Sale by Agent

AgentSally S Hanseth
BrokerageSotheby's International Realty

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