7820 Highway 9, Ben Lomond, CA, 95005
About This Home
Discover a rare opportunity to own two homes on a level, over half acre parcel in a highly desirable location. The main residence features 3 bedrooms and 2 full bathrooms, while the second home offers 2 bedrooms and 1 full bathroom ideal for extended family, guests, rental income, or a home office. Rich in character, the main home showcases beautiful original fir floors, built-in cabinetry, stunning original windows, and charming turn of the century kitchen details that reflect their timeless appeal. Ample storage throughout both homes and multiple outbuildings provide exceptional space for hobbies, workshops, or additional storage. Conveniently located near schools, shopping, and beautiful beaches, this unique property also offers an easy commute to San Jose in approximately 30 minutes. Whether you're seeking a multi-generational living arrangement, an investment opportunity, or simply room to spread out, this one of a kind property offers endless possibilities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1913
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Other,Oven/Range,Refrigerator
- Laundry features: Other
Bathroom
- Features: PrimaryStallShowers, Other, ShoweroverTub1, OversizedTub
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: DiningAreainLivingRoom, EatinKitchen
Family Room
- Features: Other
Features
- Flooring: Other,Wood
- Number of fireplaces: 2
- Fireplace features: Living Room,Wood Burning
Heating & Cooling
- Heating features: Central Forced Air,Wood Stove
- Cooling features: None
Interior Area
- Total structure area: 1,404
- Total interior livable area: 1,404 sqft
Kitchen
- Features: Countertop_Tile, Pantry
Property
Details
- Parcel number: 07216412000
- Zoning: R-1-15
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Deck
- Exterior features: Storage Shed Structure
- Fencing: Partial
Lot
- Lot size: 0.56 Acres
- Features: Level
Parking
- Parking features: Off Street,Other,Parking Area
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $1,118 | $13,416 |
| Electricity | $398 | $4,786 |
| Total | $6,822 | $81,864 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Price change | $899,000 |
| 2026-08-04 | Listed for sale | $999,000 |
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