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595 Wente St, Ben Lomond, CA, 95005

4beds
6baths
2,613sqft
$2,485,000
$951price/sqft
$16,255/moest. monthly cost
$650,200/yrincome needed

About This Home

Tucked away on a quiet, low-traffic lane, this meticulously maintained single-level estate offers luxury living on 1.4 level acres with equestrian amenities, a detached ADU, and an expansive workshop/garage. All within walking distance of restaurants, coffee shops, grocery shopping, and everyday conveniences. The thoughtfully designed home features acacia wood floors, vaulted ceilings, walls of windows, a gas fireplace, built-in entertainment center, and a chefs kitchen with a custom cherry wood island, granite countertops, premium Miele appliances, walk-in pantry, appliance garage, and abundant custom storage. An attached 2 car garage, plus an office with separate entrance. The resort-style grounds include a sparkling pool, spa, lush gardens, mature fruit trees, raised beds, pasture, barn with stable, and fully fenced acreage. Entertain year-round beneath a custom gazebo with integrated lighting, outdoor kitchen, gas BBQ, smoker, and a stunning gas fireplace with a wood-fired pizza oven handcrafted by renowned local mason. The detached ADU offers abundant natural light, a gas fireplace, and separate driveway entrance. The enormous workshop/garage provides ideal space for creative pursuits, or a home-based business. A rare blend of privacy, convenience, & luxury living.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Built In Oven,Refrigerator
  • Laundry features: Tub/Sink,In Utility Room

Bathroom

  • Features: DoubleSinks, Granite, PrimaryStallShowers, ShowerandTub, StallShower2plus, UpdatedBaths, FullonGroundFloor, PrimaryOversizedTub, HalfonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Features: BreakfastBar, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,One Or More Skylights,Vaulted Ceiling(s),Open Beam Ceiling,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Free Standing,Gas,Outside

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,613
  • Total interior livable area: 2,613 sqft

Kitchen

  • Features: Countertop_Granite, IslandwithSink, Pantry

Property

Details

  • Parcel number: 07727131000
  • Zoning: R-1-1AC
  • Special condition: Standard
  • Horse amenities: BarnAmenities,Fenced,Pasture

Features

  • Stories: 1
  • Pool features: Above Ground,Heated
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard,Barbecue,Dog Run/Kennel,Fenced,Gazebo,Storage Shed Structure
  • Spa features: Other,Cover,Spa/HotTub
  • Fencing: Perimeter,Back Yard,Gate,Horse Fencing
  • Has view: Yes
  • View description: Forest/Woods,Garden/Greenbelt,Pasture
  • Horses can be raised: Yes

Lot

  • Lot size: 1.42 Acres
  • Features: Level

Parking

  • Total spaces: 20
  • Parking features: Attached,Carport,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 5
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,565$150,780
Home Insurance *$634$7,608
Property Taxes $2,496$29,952
Electricity $560$6,723
Total$16,255$195,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$557,314/yr
40% on housing$487,650/yr
45% on housing$433,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$951This listing

vs Other Active Listings

Avg $/sqft

ZIP 95005$436
Santa Cruz County$619

vs Homes Sold Last Month

Median $/sqft

ZIP 95005$689
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$2,485,000
1999-12-29Sold$610,000

For Sale by Agent

AgentTeresa Marlow
BrokerageCompass

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