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12400 Cherry Grove St, Moorpark, CA, 93021

4beds
3baths
3,026sqft
$1,185,000
$392price/sqft
$7,963/moest. monthly cost
$318,520/yrincome needed

About This Home

Beautifully maintained 4-bedroom, 2.5-bathroom two-story home located in one of Moorpark's desirable neighborhoods. Major improvements include a new roof installed in 2020, a rebuilt outdoor grill island completed in 2023, new energy-efficient windows and patio doors installed in 2024, and fresh interior and exterior paint completed in 2024. Leased solar provides enough energy to cover the home's typical electricity needs with a low monthly lease payment. Inside, the thoughtfully designed floor plan features spacious living areas, abundant natural light, and vaulted ceilings. The four bedrooms upstairs provide flexibility for families, or guests while the 2.5 bathrooms offer convenience and functionality. Downstairs includes a large space for formal dining or office. Step outside to the low maintenance, private backyard designed for relaxation and entertaining, highlighted by the custom outdoor grill, covered patio and artificial turf. HOA includes maintenance of front yards, and community pool that is heated all summer. Conveniently located near parks, schools, shopping, dining, and commuter routes, home presents a rare opportunity to own a well-cared-for property in the heart of Moorpark. Owner/listing agent is a licensed California real estate agent.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Chaparral Middle SchoolGrades 6-81.4 mi
8/10
Moorpark High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Ice Maker,Vented Exhaust Fan,Water Line to Refrig
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),High Ceilings,Crown Molding,Dry Bar,Open Floorplan,Recessed Lighting,Two Story Ceilings,Granite Counters,Pantry,Formal Dining Room
  • Door features: Double Door Entry,Sliding Glass Door(s)
  • Window features: Plantation Shutters,Screens,Blinds
  • Flooring: Carpet,Ceramic Tile,Wood/Wood Like
  • Fireplace features: Other,Family Room,Great Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Furnace,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 3,026
  • Total interior livable area: 3,026 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 5060250265
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground Level w/Steps
  • Private pool: Yes
  • Pool features: Association,Community,Fenced,Heated & Filtered
  • Patio & porch: Covered
  • Exterior features: Rain Gutters,Gutters,Lawn,Street Lighting,Living Room Balcony
  • Has spa: Yes
  • Spa features: Association Spa,Community,In Ground
  • Fencing: Block,Wrought Iron,Fenced,Full

Lot

  • Lot size: 9,583 sqft
  • Features: Back Yard,Front Yard,Square Lot

Parking

  • Total spaces: 3
  • Parking features: Driveway,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,992$71,904
Home Insurance *$236$2,832
Property Taxes $1,087$13,044
Electricity $648$7,786
Total$7,963$95,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,017/yr
40% on housing$238,890/yr
45% on housing$212,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 93021$514
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93021$448
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$1,185,000
2026-07-16Contingent$1,199,000
2026-07-16Listed for sale$1,199,000
2026-07-14Pending sale$1,199,000
2026-06-26Listed for sale$1,199,000
2020-05-27Sold$785,000
2020-04-14Pending sale$815,000
2020-03-27Listed for sale$815,000
1992-12-18Sold$315,000

For Sale by Agent

AgentVilia Lerner
BrokerageColdwell Banker Quality Prop.

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