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406 Santa Fe Trl, Borrego Springs, CA, 92004

2beds
2baths
1,158sqft
$369,500
$319price/sqft
$2,787/moest. monthly cost
$111,480/yrincome needed

About This Home

Wonderful mid-century home with an extra lot close to De Anza Country Club. Step back in time with this remodeled home with a private back patio with views of Indian Head Mountain. The kitchen features double black granite with mitered edges, and bar seating out to the dining room and living room. The windows and sliders have been replaced with dual pane glass and aluminum to match the originals. Includes leased solar with battery at $216/mo. with a successful vacation rental history. Offered furnished!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Rock/Gravel
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Solar Panels,Counter Top,Electric Water Heater
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room,Wood

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,158
  • Total interior livable area: 1,158 sqft

Property

Details

  • Parcel number: 1412540700

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Patio & porch: Concrete
  • Fencing: N/K
  • Has view: Yes
  • View description: Mountains/Hills,Desert

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide
Drought
Strong Wind

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,868$22,416
Home Insurance *$175$2,100
Property Taxes $346$4,152
Electricity $398$4,786
Total$2,787$33,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,554/yr
40% on housing$83,610/yr
45% on housing$74,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 92004$184
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92004$243
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$369,500
2026-03-15Price change$378,500
2026-02-22Listed for sale$385,000
2026-02-01Pending sale$385,000
2025-12-01Listed for sale$385,000
2025-12-01Listing removed$385,000
2025-11-14Listed for sale$385,000
2025-11-12Pending sale$385,000
2025-08-23Price change$385,000
2025-06-16Listed for sale$400,000
2011-12-23Listing removed$150,000
2011-05-25Price change$150,000
2010-11-07Listed for sale$180,000

For Sale by Agent

AgentDavid K Cragoe
BrokerageRoad Runner Realty

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