16677 Diaz Dr, San Diego, CA, 92128
About This Home
Beautifully maintained end-unit in the highly desirable Seven Oaks 55+ community of Rancho Bernardo, ideally located at the end of a quiet cul-de-sac offering exceptional privacy and panoramic views. This single level 2BR/2BA home (approx. 1,358 sq. ft.) lives like a detached residence with no interior steps and no neighbors above or below. Light-filled open floor plan features a large family/living room and dining area. The kitchen and living spaces flow seamlessly for easy living. Generous primary suite and interior laundry add everyday convenience. Enjoy the enclosed patio room—perfect for relaxing, taking in the views, and enjoying your morning coffee or evening lights. Assigned covered parking and storage garage included. Low-maintenance lifestyle with HOA covering exterior care. Residents enjoy access to the Seven Oaks Community Center with pool, spa, clubhouse, and a vibrant calendar of social activities, conveniently located near Rancho Bernardo for shopping, dining, and golf. List of Seller Upgrades: Replaced ceiling lighting in secondary bathroom in 2026. Replaced water heater 2024. HOA resurfaced Roof in 2023. Installed jetted tub with heater, tiled shower area, replaced lighting in 2020. Installed custom white shaker cabinet panels and Quartz countertop in Primary Bath in 2017. Installed custom white shaker cabinet panels and Quartz countertops in Secondary bath in 2017. Installed kitchen white shaker cabinet doors and Quartz countertops in 2017. Replaced appliances 2017. Replaced Windows 2017. Installed Shutters 2017. High End Laminate flooring 2017.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Roof: Rolled/Hot Mop,Flat
- Construction materials: Wood/Stucco
Type & Style
- Home type: Condo
- Architectural style: Mediterranean/Spanish
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Shed(s),Electric Stove,Counter Top,Gas Water Heater
- Laundry features: Electric,Gas
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Bathtub,Shower,Shower in Tub,Storage Space
- Flooring: Laminate,Linoleum/Vinyl
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
- Common walls with other units/homes: No Unit Above or Below,No Unit Above,No Unit Below,End Unit,1 common wall
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 1,358
- Total interior livable area: 1,358 sqft
Property
Details
- Parcel number: 2742102720
- Special condition: Other/Remarks
Features
- Levels: 1 Story
- Stories: 1
- Pool features: Community/Common
- Patio & porch: Concrete,Arizona Room
- Spa features: Community/Common
- Fencing: N/K
- Has view: Yes
- View description: Evening Lights,Mountains/Hills,Valley/Canyon,Bluff,City Lights
- Frontage type: N/K
Parking
- Total spaces: 2
- Parking features: Golf Cart Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $836 | $10,032 |
| Electricity | $398 | $4,786 |
| Total | $4,772 | $57,264 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $699,995 |
| 2017-11-03 | Sold | $375,000 |
| 2017-09-28 | Pending sale | $390,000 |
| 2017-09-12 | Listed for sale | $390,000 |
| 1999-05-26 | Sold | $155,000 |
For Sale by Agent
View on Zillow