12496 Lomica Dr, San Diego, CA, 92128
About This Home
Welcome to Seven Oaks—exceptional 55+ living at its finest. This beautifully updated single-story home seamlessly blends luxury, comfort, and an unbeatable location. Rare and extraordinary, this spacious 2,273 sq. ft. residence offers 2 generously sized bedrooms and 2 updated bathrooms. The light-filled, open-concept great room offers expansive windows that showcase scenic mountain view. The permitted enclosed patio room provides exceptional additional living space, perfect for dining, entertaining, crafting, a hobby room, or additional storage. The large open kitchen is designed for both everyday living and entertaining, offering granite countertops, newer appliances, an electric cooktop, double ovens, a wine refrigerator, and abundant cabinetry—all while enjoying beautiful mountain views. Just off the kitchen is a private enclosed office, ideally situated for working from home or managing daily tasks. The guest bathroom has been tastefully remodeled with new cabinetry, countertops, tile, and a walk-in shower with no steps for added accessibility. The spacious primary suite offers a peaceful retreat with ample closet space. Additional highlights include an oversized indoor laundry room with built-in cabinetry, abundant storage throughout the home, and an oversized two-car garage complete with a workbench and extra storage space. Enjoy the low-maintenance lifestyle that Seven Oaks is known for. This highly desirable community offers a low HOA with an abundance of amenitie Welcome to Seven Oaks—exceptional 55+ living at its finest. This beautifully updated single-story home seamlessly blends luxury, comfort, and an unbeatable location. Rare and extraordinary, this spacious 2,273 sq. ft. residence offers 2 generously sized bedrooms and 2 beautifully updated bathrooms. The light-filled, open-concept great room features a striking fireplace and expansive windows that showcase scenic mountain views throughout the home. A permitted enclosed patio room provides exceptional additional living space, perfect for dining, entertaining, crafting, a hobby room, or additional storage. The large open kitchen is designed for both everyday living and entertaining, offering granite countertops, newer appliances, an electric cooktop, double ovens, a wine refrigerator, and abundant cabinetry—all while enjoying beautiful mountain views. Just off the kitchen is a private enclosed office, ideally situated for working from home or managing daily tasks. The guest bathroom has been tastefully remodeled with new cabinetry, countertops, tile, and a walk-in shower with no steps for added accessibility. The spacious primary suite offers a peaceful retreat with ample closet space and a beautifully appointed ensuite bath. Additional highlights include an oversized indoor laundry room with built-in cabinetry, abundant storage throughout the home, and an oversized two-car garage complete with a workbench and extra storage space. Enjoy the low-maintenance lifestyle that Seven Oaks is known for. This highly desirable community offers a low HOA with an abundance of amenities, clubs, and activities. Conveniently located just minutes from grocery stores, restaurants, the post office, medical services, and easy access to Highway 15, this exceptional home truly offers the perfect combination of comfort, convenience, and active living.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Roof: Composition
- Construction materials: Stucco,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Other,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Garage Door Opener,Microwave,Refrigerator,Solar Panels,Double Oven,Electric Stove,Counter Top,Electric Cooking
- Laundry features: Other/Remarks
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Fireplace,Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 2,273
- Total interior livable area: 2,273 sqft
Property
Details
- Parcel number: 2744342100
- Special condition: Call Agent
Features
- Levels: 1 Story
- Pool features: Association,Community/Common
- Fencing: Full
- Has view: Yes
- View description: Evening Lights,Mountains/Hills,Panoramic
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,688 | $68,256 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $1,136 | $13,632 |
| Electricity | $487 | $5,848 |
| Total | $7,520 | $90,240 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-23 | Listed for sale | $1,125,000 |
View on Zillow