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16719 Diego Dr, San Diego, CA, 92128

2beds
2baths
1,402sqft
$899,000
$641price/sqft
$6,004/moest. monthly cost
$240,160/yrincome needed

About This Home

Welcome to this beautifully updated home in the highly sought-after Seven Oaks 55+ Community of Rancho Bernardo. Thoughtfully improved and meticulously maintained, this residence offers approximately 1,402 square feet of comfortable living space, plus an additional glass-enclosed patio that creates a unique indoor-outdoor retreat. Step inside to discover upgraded wood laminate flooring, fresh interior paint, and newer carpet, complemented by a stunning remodeled kitchen featuring modern cabinetry, quartz countertops, stainless steel appliances, and generous workspace. Multiple living areas provide flexibility for entertaining, relaxing, working from home, or pursuing your favorite hobbies. The spacious primary suite and guest bedroom offer comfort and privacy, while both bathrooms have been tastefully upgraded with quality finishes and fixtures. The glass-enclosed patio with fireplace provides a tranquil setting to enjoy morning coffee, afternoon reading, or evening gatherings while overlooking the private backyard and lush landscaped hillside. Buyers will appreciate the seller's proactive preparation, including a completed home inspection and Section 1 termite clearance. This is not a flip property, but rather a well-cared-for home with numerous improvements already completed. Residents of Seven Oaks enjoy access to a vibrant community center featuring a swimming pool, fitness activities, social clubs, woodworking, gardening, card games, educational programs, and numerous community events. Conveniently located near shopping, dining, medical facilities, golf, and easy acces

Getting Around

70
WalkingSomewhat Walkable
36
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Property condition: Repairs Cosmetic,Updated/Remodeled
  • Year built: 1964

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Open to Family Rm

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,402
  • Total interior livable area: 1,402 sqft

Property

Details

  • Parcel number: 2742501800
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Pool features: Community/Common,Association
  • Fencing: Wood

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$167$2,004
Property Taxes $894$10,728
Electricity $398$4,786
Total$6,004$72,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,851/yr
40% on housing$180,120/yr
45% on housing$160,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$641This listing

vs Other Active Listings

Avg $/sqft

ZIP 92128$478
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92128$632
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$899,000
2026-06-21Listed for sale$925,000
2024-03-15Sold$920,000
2024-02-14Pending sale$899,000
2024-02-03Listed for sale$899,000
2014-05-23Sold$465,000
2014-04-04Price change$465,000
2014-03-28Price change$475,000
2014-03-14Price change$485,000
2014-02-22Listed for sale$495,000
2013-12-20Sold$359,000
2013-11-24Listed for sale$359,000
1996-12-12Sold$136,000

For Sale by Agent

AgentDave Henderson
BrokerageSync Brokerage, Inc

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