12487 Lomica Dr, San Diego, CA, 92128
About This Home
BEST PRICED HOME IN THE SEVEN OAKS NEIGHBORHOOD. YOU WON'T FIND ANOTHER HOME AS TURNKEY AS THIS ONE. Welcome to effortless living in the highly sought-after Seven Oaks 55+ community of Rancho Bernardo. Thoughtfully reimagined from top to bottom, this beautifully renovated single story residence offers the perfect blend of modern design, everyday comfort, and energy efficiency. Featuring 2 bedrooms, 2 full bathrooms, and 1,439 square feet of meticulously updated living space, this home welcomes you with an open, light-filled floor plan, luxury woodgrain flooring throughout, and a warm, contemporary aesthetic that feels both inviting and timeless. Every inch of the home has been thoughtfully renovated with high-end finishes, creating a truly move-in-ready experience. At the heart of the home is the stunning designer kitchen, featuring new quartz countertops with a dramatic waterfall-edge, stainless steel appliances, and ample workspace for cooking and entertaining. The open-concept layout flows seamlessly into the spacious living and dining areas, making it ideal for both everyday living and hosting family and friends. The generous primary suite offers a peaceful retreat with a beautifully renovated ensuite bathroom, while the secondary bedroom and full bath provide comfortable accommodations for guests or the perfect home office. Step outside to enjoy the 0.17-acre lot, offering plenty of room to relax, garden, or create your own private outdoor oasis. Adding tremendous value are 16 fully paid-off solar panels, providing exceptional energy efficiency and long-term savings. Residents of Seven Hills enjoy an active and welcoming 55+ lifestyle with nearby golf, parks, shopping, restaurants, medical facilities, and convenient freeway access. Combining designer finishes, paid solar, a spacious homesite, and one of Rancho Bernardo's most desirable active-adult communities, this exceptional home is ready for its next chapter.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1969
Materials
- Foundation: Slab
- Roof: Asphalt,Flat,Mansard
- Construction materials: Drywall,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,French Provincial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Water Heater
- Laundry features: In Garage
Bathroom
- Features: Bathtub,Quartz Counters,Remodeled,Separate Shower,Tub Shower,Upgraded,Walk-In Shower
Bedroom
- Features: All Bedrooms Down
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Separate/Formal Dining Room,Open Floorplan,Quartz Counters,All Bedrooms Down,Bedroom on Main Level,Main Level Primary
- Door features: Sliding Doors
- Window features: Double Pane Windows
- Flooring: Vinyl
- Fireplace features: Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,439 sqft
Kitchen
- Features: Kitchen/Family Room Combo,Quartz Counters,Remodeled,Updated Kitchen
Master Bedroom
- Features: Main Level Primary
Property
Details
- Parcel number: 2744350600
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front Door
- Pool features: Community,Association
- Patio & porch: Rear Porch,Covered,Patio
- Fencing: Vinyl,Wood
- Has view: Yes
- View description: City Lights,Neighborhood
Lot
- Lot size: 7,500 sqft
- Features: Back Yard,Front Yard,Yard
Parking
- Total spaces: 6
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $1,049 | $12,588 |
| Electricity | $398 | $4,786 |
| Total | $6,426 | $77,112 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $939,999 |
| 2026-07-30 | Price change | $949,999 |
| 2026-07-28 | Price change | $959,999 |
| 2026-07-22 | Price change | $969,999 |
| 2026-06-28 | Listed for sale | $979,999 |
| 2026-04-09 | Sold | $700,000 |
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