1220 Emerald St, San Diego, CA, 92109
About This Home
Just blocks from the sand, boardwalk, and vibrant heart of Pacific Beach, this 2017-built coastal retreat blends modern design with the relaxed elegance of Southern California living. An open-concept layout showcases a chef’s kitchen with Viking appliances, quartz countertops, and a built-in wine fridge, seamlessly connecting to spacious living areas and a private backyard oasis with a resort-style pool and spa. Entertain in style on the rooftop deck, where panoramic ocean and sunset views stretch from Mission Bay to the cliffs of La Jolla. Built for versatility, this home is equally perfect for raising a family, hosting unforgettable gatherings, or operating as a high-income producing short-term rental. Additional highlights include dual EV chargers, integrated sound throughout, and an unbeatable walkable location near top restaurants, boutiques, and outdoor activities. Experience Pacific Beach living at its finest in one of San Diego’s most coveted neighborhoods.
Getting Around
Walker's Paradise
Some Transit
BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Roof: Tile/Clay
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Pool/Spa/Equipment,Refrigerator,Washer,Gas Cooking
- Laundry features: Electric,Gas
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 3,270
- Total interior livable area: 3,270 sqft
Property
Details
- Parcel number: 4156321800
Features
- Levels: 2 Story
- Pool features: Below Ground
- Fencing: Wood
Lot
- Lot size: 6,300 sqft
Parking
- Total spaces: 5
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,681 | $200,172 |
| Home Insurance * | $296 | $3,552 |
| Property Taxes | $3,574 | $42,888 |
| Electricity | $701 | $8,414 |
| Total | $21,252 | $255,024 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Price change | $3,299,000 |
| 2025-10-03 | Listed for sale | $3,349,000 |
| 2025-09-30 | Pending sale | $3,349,000 |
| 2025-08-03 | Price change | $3,349,000 |
| 2025-06-12 | Listed for sale | $3,495,000 |
| 2025-05-29 | Pending sale | $3,495,000 |
| 2025-03-28 | Listed for sale | $3,495,000 |
| 2022-04-17 | Listing removed | -- |
| 2022-03-22 | Pending sale | $2,795,000 |
| 2022-01-21 | Listed for sale | $2,795,000 |
| 2020-05-16 | Listing removed | $9,999 |
| 2020-04-28 | Price change | $9,999 |
| 2020-04-16 | Price change | $8,999 |
| 2020-04-15 | Listed for rent | $1,500 |
| 2018-09-21 | Listing removed | $2,000,000 |
| 2018-08-16 | Price change | $2,000,000 |
| 2018-05-07 | Listed for sale | $1,999,000 |
| 2017-11-07 | Sold | $1,600,000 |
| 2017-08-25 | Price change | $1,750,000 |
| 2017-08-16 | Listed for sale | $1,790,000 |
| 2016-10-19 | Sold | $900,500 |
| 2016-01-08 | Sold | $870,000 |
| 2015-07-23 | Sold | $859,000 |
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