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1060 Pacific Beach Dr, San Diego, CA, 92109

2beds
2baths
1,144sqft
$1,795,000
$1,569price/sqft
$11,770/moest. monthly cost
$470,800/yrincome needed

About This Home

Welcome home to this charming beach cottage, ideally located in the heart of Pacific Beach, one of San Diego's premier coastal communities. Just one block from the bay and a couple blocks to the sand, this home puts laid-back coastal living within easy reach. Set on a nice size lot, it welcomes you with a bright, light-filled interior where natural sunlight pours through every room. A private backyard offers your own peaceful escape, while a rare four car garage provides space few beach cottages can match. Restaurants and grocery stores are just a walk away, rounding out the easy, sun-soaked lifestyle Pacific Beach is known for. Call today to schedule your private showing.

Getting Around

85
WalkingVery Walkable
42
TransitSome Transit
72
BikeVery Bikeable

Schools

5/10
10/10
9/10
Mission Bay High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Wood
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total interior livable area: 1,144 sqft

Property

Details

  • Parcel number: 4232531300
  • Zoning: R1:SINGLE
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Door
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: City Lights,Neighborhood

Lot

  • Lot size: 5,900 sqft
  • Features: Back Yard

Parking

  • Total spaces: 5
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$161$1,932
Property Taxes $2,135$25,620
Electricity $398$4,786
Total$11,770$141,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$403,542/yr
40% on housing$353,100/yr
45% on housing$313,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,569This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,009
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$1,795,000
2026-08-01Listed for sale$1,795,000
2017-04-07Listing removed$3,600
2017-03-09Listed for rent$3,600

For Sale by Agent

AgentMarta Schrimpf
BrokeragePacific Sotheby's Int'l Realty

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