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3850 Riviera Dr Unit 3B, San Diego, CA, 92109

3beds
2baths
1,534sqft
$1,740,000
$1,134price/sqft
$11,167/moest. monthly cost
$446,680/yrincome needed

About This Home

EXCLUSIVE $450,000 Seller Financing Available! Wake up to breathtaking bay views, spectacular sunsets, and refreshing ocean breezes from this top-floor bayfront condo. Ideally situated on the boardwalk with direct access to the bay beach, this exceptional home offers the very best of coastal living. This spacious residence features 3 bedrooms, 2 bathrooms, an oversized living room with panoramic bay views, an in-unit washer and dryer, a private deck, and two dedicated parking spaces. The community offers resort-style amenities, including a pool, expansive common areas, and a large view veranda. The perfect place to relax, enjoy the sunsets, or take in the vibrant boardwalk atmosphere. The property is subject to a land lease, which is included in the price, and is under contract to be purchased by home owners and will convey free and clear. Buyers are encouraged to review the land lease Purchase Agreement with their attorney prior to purchase. The price is inclusive of the land lease cost. An incredible opportunity as a primary residence, vacation home, or investment property in one of Mission Beach's most desirable bayfront locations.

Getting Around

68
WalkingSomewhat Walkable
32
TransitSome Transit
69
BikeBikeable

Schools

5/10
10/10
9/10
Mission Bay High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Common Roof
  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Electric Stove,Electric Cooking
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Energy Star

Interior Area

  • Total structure area: 1,534
  • Total interior livable area: 1,534 sqft

Property

Details

  • Parcel number: 4234101710

Features

  • Levels: 1 Story
  • Stories: 3
  • Pool features: Below Ground
  • Fencing: Other/Remarks

Parking

  • Total spaces: 2
  • Parking features: Assigned,Gated,Community Garage,Direct Garage Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,798$105,576
Home Insurance *$156$1,872
Property Taxes $1,815$21,780
Electricity $398$4,786
Total$11,167$134,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$382,868/yr
40% on housing$335,010/yr
45% on housing$297,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,134This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,010
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$1,740,000
2026-06-11Listing removed$6,600
2026-06-02Price change$6,600
2026-05-16Price change$6,500
2026-05-03Listed for rent$6,600
2026-04-08Listing removed$1,398,000
2026-03-29Price change$1,398,000
2026-03-14Price change$1,448,000
2026-03-03Price change$1,468,000
2026-01-27Price change$1,488,000
2025-10-23Price change$1,510,000
2025-10-08Price change$1,560,000
2025-09-04Listed for sale$1,610,000
2025-08-14Listing removed$1,680,000
2025-04-04Price change$1,680,000
2025-02-18Listing removed$6,350
2025-02-12Listed for sale$1,195,000
2025-02-06Price change$6,350
2025-01-21Price change$6,400
2025-01-14Price change$6,500
2025-01-03Price change$6,600
2024-12-30Listed for rent$6,750
2024-11-26Listing removed$6,850
2024-11-21Listed for rent$6,850
2024-11-06Listing removed$6,850
2014-11-17Sold$529,000

For Sale by Agent

AgentCraig J Bauman
BrokerageCraig J. Bauman

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