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3634 Crown Point Dr, San Diego, CA, 92109

4beds
3baths
1,926sqft
$2,450,000
$1,272price/sqft
$16,468/moest. monthly cost
$658,720/yrincome needed

About This Home

Experience the quintessential coastal lifestyle in this prime Crown Point residence located directly across the street from Mission Bay. This property features a versatile layout consisting of a three bedroom two bath main house paired with a one bedroom one bath ADU that includes its own private entrance and stackable laundry. The main home is filled with natural light and showcases hardwood flooring, recessed lighting, and a classic stone fireplace in the living room. Both kitchens are equipped with stainless steel appliances, and both units are climate controlled with air conditioning. The exterior grounds offer a spacious backyard with a mature lemon tree and a functional outdoor shower ideal for rinsing off after a day at the beach. A large front porch provides a dedicated space to enjoy panoramic views of the water and the Downtown San Diego skyline. Parking is abundant with an attached two car garage and a generous driveway that can accommodate multiple vehicles. ****

Getting Around

59
WalkingSomewhat Walkable
27
TransitSome Transit
88
BikeVery Bikeable

Schools

5/10
10/10
9/10
Mission Bay High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Gas Oven,Gas Stove,Tankless Water Heater
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Partially Carpeted,Wood
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room,Gas

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,926
  • Total interior livable area: 1,926 sqft

Property

Details

  • Parcel number: 4234820900
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Patio & porch: Patio Open,Porch - Front
  • Fencing: Partial

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 6
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,388$148,656
Home Insurance *$220$2,640
Property Taxes $3,447$41,364
Electricity $413$4,956
Total$16,468$197,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$564,617/yr
40% on housing$494,040/yr
45% on housing$439,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,272This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,006
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$2,775,000
2026-04-21Listing removed$2,775,000
2026-04-05Listed for sale$2,775,000
2026-04-05Listing removed$2,899,000
2026-03-12Price change$2,899,000
2026-02-10Price change$2,995,000
2026-01-29Listed for sale$3,150,000

For Sale by Agent

AgentEmma Lefkowitz
BrokerageReal Broker

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