4652 Cass St, San Diego, CA, 92109
About This Home
Rare Pacific Beach Income Property — Two Blocks from the Pier! Don't miss this exceptional investment opportunity in the heart of Pacific Beach! This beautifully renovated two-unit property sits on a prime corner lot at Cass & Emerald Streets, just steps from the beach, boardwalk, and PB's best dining and nightlife. The main house offers a spacious 3-bedroom/2-bathroom layout with an open living and dining area, updated kitchen with granite counters, in-unit laundry, skylights, dimmable lighting, and a private patio and yard — perfect for coastal living. The upstairs ADU above the garage features a generous 1-bedroom/1-bathroom layout with its own full kitchen and living space, ideal for rental income or a guest suite. Both units are loaded with premium upgrades including tankless water heaters, a centralized vacuum system, water softener with reverse osmosis, and secure electronic window shutters. The roof warranty runs through 2033, giving buyers peace of mind for years to come. With approximately 2,253 SF of building on a 3,328 SF lot, 3 parking spaces this property is primed for strong rental demand in one of San Diego's most sought-after coastal neighborhoods. Offered at $2,190,000 | APN: 415-601-15-00
Getting Around
Walker's Paradise
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Roof: Other/Remarks
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: Wall/Window
Interior Area
- Total structure area: 2,350
Property
Details
- Parcel number: 4156011500
- Zoning: CSPD
- Zoning description: CSPD
- Special condition: Call Agent
Features
- Levels: 2 Story
- Fencing: Full
- Frontage type: N/K
Lot
- Lot size: 3,328 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,073 | $132,876 |
| Home Insurance * | $196 | $2,352 |
| Property Taxes | $2,431 | $29,172 |
| Electricity | $398 | $4,786 |
| Total | $14,098 | $169,176 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $2,190,000 |
| 2026-06-24 | Listed for sale | $2,400,000 |
| 2001-05-23 | Sold | $350,000 |
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