




809-11 Santa Clara Pl, San Diego, CA, 92109
About This Home
Ideal location steps to ocean, bay, restaurants, shopping and endless coastal recreation. Lower unit is a 970 s.f. 2BR/1BA featuring 2 car garage off alley, fireplace and washer/dryer. Upper unit is a 935 s.f. 2BR/2BA featuring 2 front parking spots, 2 masters suites and spacious private rooftop deck perfect for enjoying ocean view and sunsets. Ideal as an income producing investment, vacation retreat or primary residence while enjoying iconic Mission Beach. Purchase these two units on one lot and start enjoying Mission Beach’s most desirable characteristics featuring beautiful beach and excellent weather. Projected rents are $4,500 and $4,000 to total $8,500.
Getting Around
Schools
Construction
Condition
- Year built: 1960
Materials
- Roof: Composition
- Construction materials: Stucco,Wood,Wood/Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Fireplace,N/K
- Cooling features: N/K
Interior Area
- Total structure area: 1,905
Property
Details
- Parcel number: 4235960300
- Zoning: R-4
- Zoning description: R-4
Features
- Levels: 2 Story
- Pool features: N/K
- Spa features: N/K
- Fencing: Gate,Partial
- Has view: Yes
- View description: Bay,Ocean
- Has water view: Yes
- Water view: Bay,Ocean
- Frontage type: N/K
Lot
- Lot size: 2,471 sqft
- Lot size dimensions: 27 x 93
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,354 | $112,248 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $2,034 | $24,408 |
| Electricity | $398 | $4,786 |
| Total | $11,952 | $143,424 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Price change | $1,850,000 |
| 2026-06-30 | Listed for sale | $1,925,000 |
| 1998-04-16 | Sold | $270,000 |
