2578 Moonstone Dr, San Diego, CA, 92123
About This Home
Welcome to Serra Mesa living at its finest, This charming single-level 3 bedroom, optional room, 2 bath home offers the perfect combination of comfort, functionality, and timeless California charm. Filled with natural light, the thoughtfully designed layout features inviting living spaces, spacious bedrooms, and seamless flow for everyday living and entertaining. Step outside to a beautifully sized yard with mature fruit trees creating a peaceful garden setting, perfect for enjoying San Diego’s year-round weather. Owned solar panels add energy efficiency and long-term value, while the home’s central location places you just minutes from shopping, dining, beaches, major freeways, and everything San Diego has to offer. A rare opportunity to enjoy space, warmth, and convenience all in one of San Diego’s most centrally located neighborhoods.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1959
Materials
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Garage Door Opener,Range/Oven,Solar Panels,Gas & Electric Range,Gas Water Heater
- Laundry features: Gas & Electric Dryer HU
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Bathtub,Ceiling Fan,Low Flow Toilet(s),Open Floor Plan,Shower in Tub,Kitchen Open to Family Rm
- Flooring: Carpet,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
Heating & Cooling
- Heating features: Fireplace,Wall/Gravity
- Cooling features: Wall/Window,Electric
Interior Area
- Total structure area: 1,510
- Total interior livable area: 1,510 sqft
Property
Details
- Parcel number: 4294000400
Features
- Levels: 1 Story
- Pool features: N/K
- Patio & porch: Patio
- Fencing: Full
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $1,141 | $13,692 |
| Electricity | $398 | $4,786 |
| Total | $6,730 | $80,760 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $999,999 |
| 2026-07-24 | Listing removed | $1,025,000 |
| 2026-06-19 | Listed for sale | $1,025,000 |
| 2026-06-19 | Listing removed | $1,048,000 |
| 2026-05-15 | Listed for sale | $1,048,000 |
For Sale by Agent
View on Zillow