4863 Polk Ave, San Diego, CA, 92105
About This Home
Welcome to 4863 Polk Avenue—a thoughtfully upgraded City Heights home that blends flexibility, function, and everyday comfort. This 4-bedroom, 2-bath residence offers 1,150 square feet of well-designed living space, ideal for today’s dynamic lifestyle. What truly sets this home apart is its versatile split layout with separate entrances—perfect for multigenerational living, rental income potential, or a seamless live/work setup. The front portion of the home provides a comfortable living retreat, while the rear bedrooms offer privacy for guests, office space, or additional income opportunities. At the heart of the home, an updated kitchen opens into a spacious bonus room—creating a natural gathering space for entertaining, relaxing, or bringing everyone together. Natural light fills the interior, giving the home a bright and welcoming feel throughout. Major upgrades have already been taken care of, including a newer roof, updated plumbing, and modernized electrical. Step outside to a private backyard space ready for your vision—whether it’s morning coffee in the sun, weekend gatherings, or creating your own outdoor oasis. Centrally located near schools, local dining, shopping, and public transit, this home offers both convenience and opportunity.
Getting Around
Walker's Paradise
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1942
Materials
- Roof: Composition,Shingle
- Construction materials: Stucco,Wood/Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Washer,Gas Oven,Gas Stove,Gas Water Heater
- Laundry features: Electric,Gas
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan
- Flooring: Tile,Vinyl Tile
- Fireplace features: N/K
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Wall/Window
Interior Area
- Total structure area: 1,150
- Total interior livable area: 1,150 sqft
Property
Details
- Parcel number: 4715110200
Features
- Levels: 1 Story
- Pool features: N/K
- Patio & porch: Patio,Patio Open
- Fencing: Full
Parking
- Parking features: None Known
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,332 | $39,984 |
| Home Insurance * | $101 | $1,212 |
| Property Taxes | $733 | $8,796 |
| Electricity | $398 | $4,786 |
| Total | $4,564 | $54,768 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-28 | Listed for sale | $649,000 |
| 2025-12-15 | Listing removed | $695,000 |
| 2025-11-03 | Listed for sale | $695,000 |
| 2025-11-01 | Listing removed | $695,000 |
| 2025-04-16 | Listed for sale | $695,000 |
| 2024-10-17 | Listing removed | $695,000 |
| 2024-06-27 | Price change | $695,000 |
| 2024-04-15 | Listed for sale | $718,995 |
| 2020-12-20 | Listing removed | $1,395 |
| 2020-12-12 | Listed for rent | $1,395 |
| 2020-12-11 | Sold | $495,000 |
| 2020-11-11 | Price change | $515,000 |
| 2020-11-10 | Pending sale | $495,000 |
| 2020-11-05 | Price change | $495,000 |
| 2020-10-21 | Pending sale | $515,000 |
| 2020-10-20 | Price change | $515,000 |
| 2020-10-17 | Listed for sale | $495,000 |
| 2011-10-21 | Listing removed | $206,000 |
| 2011-07-20 | Price change | $206,000 |
| 2011-06-04 | Listed for sale | $210,000 |
| 2010-04-21 | Sold | $100,000 |
| 2009-12-18 | Sold | $355,597 |
| 2004-10-29 | Sold | $305,000 |
| 2002-04-05 | Sold | $151,000 |
| 2001-02-14 | Sold | $125,000 |
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