5472 San Onofre Ter, San Diego, CA, 92114
About This Home
Welcome to 5472 San Onofre Terrace, a fully renovated San Diego property designed with flexibility and modern living in mind. This 4 bedroom, 2 bathroom home offers two separate living areas, with 2 bedrooms and 1 bathroom upstairs and 2 bedrooms and 1 bathroom downstairs. Each level includes its own kitchen and washer/dryer hookups, providing versatile living options for multi-generational living, guests, or extended household needs. The home has been extensively updated with contemporary finishes throughout, including remodeled kitchens and bathrooms, updated flooring, recessed lighting, dual pane windows, and stylish indoor-outdoor living spaces. Enjoy solar, a large backyard, gated parking access, and an expansive upper deck perfect for relaxing or entertaining. Conveniently located near major freeways, shopping, dining, and local amenities. Buyer to independently verify all information including permits, square footage, and intended use. **Eligible for $15,000 forgivable loan (no payments, no interest) to cover closing costs, rate buy-down and/or down payment. 100% financing available with NO MI.**
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Turnkey
- Year built: 1957
Materials
- Foundation: Slab
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Gas Water Heater
- Laundry features: In Kitchen
Bathroom
- Features: Jack and Jill Bath
Bathroom
- Features: Low Flow Plumbing Fixtures,Remodeled,Separate Shower,Upgraded,Walk-In Shower
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Breakfast Area,Quartz Counters,Recessed Lighting,Bedroom on Main Level,Jack and Jill Bath,Main Level Primary
- Flooring: Laminate
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total interior livable area: 1,800 sqft
Kitchen
- Features: Kitchen/Family Room Combo,Kitchenette,Quartz Counters
Master Bedroom
- Features: Main Level Primary
Property
Accessibility
- Accessibility features: Parking
Details
- Parcel number: 5521111900
- Special condition: Standard
- Exclusions: STAGING FURNITURE
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: None
- Patio & porch: Deck
- Spa features: None
- Fencing: Wood
- Has view: Yes
- View description: City Lights,Neighborhood
Lot
- Lot size: 7,600 sqft
- Features: Back Yard,Front Yard
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,879 | $58,548 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $1,389 | $16,668 |
| Electricity | $398 | $4,786 |
| Total | $6,830 | $81,960 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $965,000 |
| 2026-05-27 | Listed for sale | $995,000 |
| 2026-02-10 | Sold | $400,000 |
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