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1402 Ohara Ct, San Diego, CA, 92114

3beds
2baths
1,656sqft
$850,000
$513price/sqft
$5,888/moest. monthly cost
$235,520/yrincome needed

About This Home

Value Range Pricing at $825,000-850,0000. Welcome to 1402 O’Hara Ct – a beautifully situated single-story corner lot home tucked away on a quiet cul-de-sac in the heart of Bay Terraces. This property offers the perfect blend of comfort, space, and convenience, ideal for first-time buyers and growing families alike. Step inside to find an inviting layout with natural light and functional living spaces that flow seamlessly between the living, dining, and kitchen areas. A versatile bonus room adds extra flexibility—perfect for a home office, playroom, or additional living space to fit your needs. The large primary bedroom provides a comfortable retreat with plenty of space to unwind. Additional bedrooms are well-sized, offering flexibility for family, guests, or work-from-home setups—all conveniently laid out on one level. Enjoy energy efficiency with 10 leased solar panels, helping to reduce utility costs. Situated on a desirable corner lot, the property offers added space, privacy, and curb appeal. The spacious yard presents endless potential for entertaining, gardening, or creating your ideal outdoor environment. The driveway allows for parking up to 3 vehicles. Located on a quiet cul-de-sac with minimal through traffic, this home offers added tranquility while still being conveniently close to schools, parks, shopping, and major freeways. No HOA.

Getting Around

25
WalkingCar-Dependent
40
TransitSome Transit
11
BikeSomewhat Bikeable

Schools

9/10
Bethune K-8Grades K-80.5 mi
7/10
Morse High SchoolGrades 9-120.4 mi
5/10
Bell Middle SchoolGrades 6-80.6 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Primary Suite
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,656 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 5823512500
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: City Lights,Mountain(s)

Lot

  • Lot size: 7,840 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$144$1,728
Property Taxes $1,048$12,576
Electricity $398$4,786
Total$5,888$70,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,874/yr
40% on housing$176,640/yr
45% on housing$157,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$513This listing

vs Other Active Listings

Avg $/sqft

ZIP 92114$440
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92114$534
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$850,000

For Sale by Agent

AgentGabriel Gomez
BrokerageLPT Realty, Inc.

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