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7549 Black Oak Rd, San Diego, CA, 92114

3beds
2baths
1,204sqft
$735,000
$610price/sqft
$5,062/moest. monthly cost
$202,480/yrincome needed

About This Home

This charming 3-bedroom, 2-bathroom home, perfectly situated on a desirable corner lot. The property features great curb appeal with its low-maintenance landscaping and spacious driveway leading to a two-car garage. Inside, you’ll find a beautifully updated kitchen designed for both style and functionality—ideal for everyday living and hosting family and friends. Step outside to a backyard, offering plenty of space to gather, relax. Whether you’re hosting weekend barbecues or simply unwinding after a long day, side yard gate to small boat this home provides the perfect blend of comfort, convenience, and lifestyle. A fantastic opportunity for buyers looking for a move-in ready home with great indoor-outdoor flow.

Getting Around

37
WalkingCar-Dependent
38
TransitSome Transit
14
BikeSomewhat Bikeable

Schools

5/10
Audubon K-8Grades K-80.3 mi
7/10
Morse High SchoolGrades 9-120.9 mi
5/10
Bell Middle SchoolGrades 6-81.3 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,In Garage

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Wall/Window Unit(s)

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,Recessed Lighting,All Bedrooms Down
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,204 sqft

Property

Details

  • Parcel number: 5837030100
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Fencing: Partial,Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 7,100 sqft
  • Features: 0-1 Unit/Acre,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Potential
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$125$1,500
Property Taxes $823$9,876
Electricity $398$4,786
Total$5,062$60,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,554/yr
40% on housing$151,860/yr
45% on housing$134,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$610This listing

vs Other Active Listings

Avg $/sqft

ZIP 92114$441
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92114$534
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$765,000
2024-09-17Sold$730,000
2024-08-19Pending sale$729,900
2024-08-08Listed for sale$729,900
2020-01-27Sold$490,000
2019-12-30Listed for sale$480,000
2015-02-10Sold$355,000
2014-11-23Listed for sale$354,900
2014-06-13Sold$282,000
2014-05-24Listed for sale$299,000
2009-02-09Sold$217,000
2008-12-13Price change$199,900
2008-10-10Listed for sale$213,500
2008-04-21Sold$387,820
2007-03-01Sold$455,000
1998-12-02Sold$97,000
1998-04-03Sold$134,905

For Sale by Agent

AgentTony Faulkner
BrokerageHomeSmart, Evergreen Realty

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