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874 Osage St, San Diego, CA, 92114

3beds
2baths
1,371sqft
$774,950
$565price/sqft
$5,285/moest. monthly cost
$211,400/yrincome needed

About This Home

Welcome to 874 Osage St, a thoughtfully maintained single-story home in San Diego with three bedrooms, two bathrooms, and 1,371 square feet of inviting living space. Built in 1974 and set on a 5,800-square-foot lot, this residence provides a highly functional layout designed for your lifestyle. The kitchen supplies ample counter space and natural light, flowing smoothly into the dedicated dining and main living areas so that you have the ideal setup for hosting dinners or relaxing inside. Your primary bedroom provides ample room, allowing enough space for a king-sized bed and a quiet sitting area for reading or unwinding. The two additional bedrooms supply versatile spaces that function flawlessly as a home office, a fitness room, or a hobby area. This ensures the house adapts entirely to your evolving needs. Step outside to your expansive backyard. The generous footprint delivers an excellent setting for outdoor barbecues, starting a garden, or setting up an exterior lounge, which naturally expands your usable living area in all seasons. The location places you in a highly accessible pocket of San Diego, making it simple to access local retail centers and dining venues. You are a quick drive from local schools, which keeps the school drop-off highly manageable. Furthermore, immediate proximity to local green spaces gives you great places for outdoor activities in order to enjoy the California weather. This neighborhood delivers excellent accessibility while keeping a grounded, residential atmosphere. Call your realtor to schedule a showing and make an offer today!

Getting Around

43
WalkingCar-Dependent
40
TransitSome Transit
21
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Range Hood
  • Laundry features: Inside

Bathroom

  • Features: Tub Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bedroom on Main Level,Main Level Primary
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,371 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 5838212000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Open,Patio
  • Spa features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 5,800 sqft
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$132$1,584
Property Taxes $837$10,044
Electricity $398$4,786
Total$5,285$63,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,200/yr
40% on housing$158,550/yr
45% on housing$140,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$565This listing

vs Other Active Listings

Avg $/sqft

ZIP 92114$441
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92114$534
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$734,950
2026-08-05Price change$750,000
2026-07-25Listed for sale$774,950
2022-09-14Listing removed--
2022-09-09Price change$3,295
2022-09-06Price change$3,281
2022-09-02Listed for rent$4,031
2021-08-18Listing removed--
2021-08-16Listed for rent$2,983
2019-05-26Listing removed$2,595
2019-05-23Price change$2,595
2019-05-01Price change$2,675
2019-03-05Listed for rent$2,745
2016-06-19Listing removed$2,300
2014-07-26Listing removed$1,750
2014-07-21Listed for rent$1,750
2014-02-21Sold$285,000
2014-01-16Listed for sale--
1996-04-16Sold$130,000

For Sale by Agent

AgentJessica Nieto
BrokerageeXp Realty of California Inc

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