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324 Kelly Ave, Half Moon Bay, CA, 94019

5beds
4baths
3,301sqft
$4,995,000
$1,513price/sqft
$31,607/moest. monthly cost
$1,264,280/yrincome needed

About This Home

Architectural masterpiece by Nomos RED (2017), this ultra-modern coastal estate showcases advanced steel construction, exceptional energy efficiency, and museum-quality design. Floor-to-ceiling PanoramAH! glass systems create seamless indoor-outdoor living with abundant natural light and ocean views. Interior highlights include an 18-ft Neolith island, Miele appliances, radiant heating, smart-home features, and refined European finishes throughout. Situated on a rare double lot totaling approx. 15,000 sq ft, the property includes a fully landscaped adjacent parcel designed as a private park with bocce court, garden pathways, play area, and outdoor entertaining spaces offering both immediate enjoyment and future development potential. Ideally located in Half Moon Bays sought-after westside Alsace Lorraine neighborhood, just moments to the beach, Coastal Trail, and Main Street, with convenient access to Highway 92 for Peninsula commuting. A one-of-a-kind modern coastal offering combining design, functionality, and lifestyle.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
80
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab,Concrete Perimeter and Slab
  • Roof: Flat

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Modern/HighTech
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Freezer,Disposal,Built In Oven,Double Oven,Refrigerator
  • Laundry features: Upper Floor,Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShowerandTub, SolidSurface, TubinPrimaryBedroom, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: BreakfastBar, DiningArea, DiningFamilyCombo, EatinKitchen

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings,One Or More Skylights,Walk-In Closet(s)
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas

Heating & Cooling

  • Heating features: Central Forced Air,2 plus Zones,Radiant Floor
  • Cooling features: Zoned

Interior Area

  • Total structure area: 3,301
  • Total interior livable area: 3,301 sqft

Kitchen

  • Features: _220VoltOutlet, ExhaustFan, Island, IslandwithSink, Pantry

Property

Details

  • Parcel number: 056105150
  • Zoning: R100B1
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard,Fenced
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Ocean,Other
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $25,257$303,084
Home Insurance *$660$7,920
Property Taxes $4,983$59,796
Electricity $707$8,494
Total$31,607$379,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,083,668/yr
40% on housing$948,210/yr
45% on housing$842,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,513This listing

vs Other Active Listings

Avg $/sqft

ZIP 94019$819
San Mateo County$914

vs Homes Sold Last Month

Median $/sqft

ZIP 94019$821
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$3,595,000
2026-08-08Price change$4,795,000
2026-07-08Price change$3,750,000
2026-07-08Price change$4,995,000
2026-06-25Price change$3,990,000
2026-06-24Listed for sale$5,350,000
2023-05-09Listing removed--
2023-04-18Listed for rent$9,700
2018-02-09Sold$2,650,000
2015-06-25Sold$425,000

For Sale by Agent

Agent Glen Mitchell Group
BrokerageKW Advisors

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