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5 Lancaster Cir APT 121, Bay Point, CA, 94565

1beds
1baths
621sqft
$170,000
$274price/sqft
$1,506/moest. monthly cost
$60,240/yrincome needed

About This Home

Clean and inviting 1-bedroom, 1-bath condo offering 621 sq ft of efficient living space in Bay Point. This unit features a bright open layout with wood-style flooring, a functional kitchen with pass-through breakfast bar, and ample cabinet storage. Natural light fills the living area, creating a warm and welcoming feel. Ideal for first-time buyers, downsizers, or investors seeking a low-maintenance property. HOA is $640/month and covers common area maintenance and amenities. Great opportunity to own at an affordable price!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

1/10
3/10
Riverview Middle SchoolGrades 6-81.5 mi
3/10
Mt. Diablo High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle,Composition
  • Construction materials: Shingle Siding,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range Hood,Dishwasher,Washer/Dryer Stacked Included

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Breakfast Nook

Features

  • Flooring: Laminate
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 621 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 0933100224
  • Attached to another structure: Yes
  • Zoning description: Residential
  • Special condition: Offer As Is

Features

  • Entry location: Ground Floor
  • Exterior features: Balcony

Lot

  • Lot size: 500.94 sqft
  • Features: Shape Regular,Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$41$492
Property Taxes $208$2,496
Electricity $398$4,786
Total$1,506$18,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,634/yr
40% on housing$45,180/yr
45% on housing$40,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 94565$266
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94565$364
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$189,900
2026-05-07Price change$199,900
2026-04-29Price change$204,900
2026-04-23Listed for sale$209,900
2017-12-21Listing removed$199,000
2017-11-11Listed for sale$199,000
2004-04-30Sold$155,000
1999-02-08Sold$36,500
1998-05-20Sold$69,357
1996-01-08Sold$66,000

For Sale by Agent

AgentBrian Dombroski
BrokerageDombroski Realty

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