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1616 San Ramon Ln, Los Banos, CA, 93635

4beds
2baths
1,550sqft
$420,000
$271price/sqft
$3,047/moest. monthly cost
$121,880/yrincome needed

About This Home

4 bedroom 2 bath home priced to sell! Covered patio, large living room, nice front yard. Close to the Park! rents for $1200/month, new high wear vinyl flooring throughout, done in 2013. Brand new central a/c unit in 2014 If you have bad credit I can carry the loan with 15% down and 6% interest

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Volta Elementary SchoolGrades K-65.8 mi
4/10
5/10
Pacheco High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: wood frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Hookups

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,550 sqft

Property

Details

  • Parcel number: 082501010000

Lot

  • Lot size: 6,011 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$107$1,284
Property Taxes $419$5,028
Electricity $398$4,786
Total$3,047$36,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,468/yr
40% on housing$91,410/yr
45% on housing$81,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 93635$252
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 93635$266
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Listed for sale$420,000
2024-02-21Listing removed--
2024-02-18Listed for rent$2,150
2023-04-07Listing removed--
2023-03-28Listed for rent$2,000
2023-01-12Listing removed--
2023-01-05Price change$2,000
2022-12-16Listed for rent$2,200
2021-02-10Listing removed--
2019-05-06Listing removed$1,600
2019-05-03Listed for rent$1,600
2017-09-26Listing removed$1,350
2017-08-27Listed for rent$1,350
2017-04-21Listing removed$285,000
2017-02-04Listed for sale$285,000
2015-11-29Listing removed$297,000
2015-07-23Price change$297,000
2015-06-30Listed for sale$280,000
2014-12-18Listing removed$235,000
2014-06-03Listed for sale$235,000
2009-03-31Sold$90,000
2009-02-28Price change$88,900
2009-01-29Listed for sale$109,900
2008-12-23Listing removed$109,900
2008-11-17Listed for sale$109,900
2008-09-22Sold$121,050
2005-02-10Sold$310,000

For Sale by Owner

AgentProperty Owner

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