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18801 N Highway 1, Fort Bragg, CA, 95437

3beds
1baths
1,300sqft
$850,000
$654price/sqft
$5,804/moest. monthly cost
$232,160/yrincome needed

About This Home

Located along California State Route 1 in Fort Bragg, this commercially zoned property offers a versatile setup on just over an acre along the scenic Northern California coastline. The property includes two separate homes and benefits from highway frontage, providing visibility and convenient access. Positioned near the Mendocino Coast, it is in close proximity to coastal attractions such as Glass Beach, MacKerricher State Park, and Noyo Harbor, known for its natural beauty, ocean access, and outdoor recreation. A unique coastal property with a range of potential uses.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
3/10
Fort Bragg Middle SchoolGrades 6-81.5 mi
5/10
Fort Bragg High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 0181903900
  • Zoning: Coastal
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: 0
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1.05 Acres
  • Features: 0-1 Unit/Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$244$2,928
Property Taxes $864$10,368
Electricity $398$4,786
Total$5,804$69,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,994/yr
40% on housing$174,120/yr
45% on housing$154,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$654This listing

vs Other Active Listings

Avg $/sqft

ZIP 95437$287
Mendocino County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95437$400
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$850,000

For Sale by Agent

AgentEdwin Munoz
BrokerageW Real Estate

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