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19101 Pine Tree Ln, Fort Bragg, CA, 95437

4beds
3baths
1,200sqft
$457,000
$381price/sqft
$3,293/moest. monthly cost
$131,720/yrincome needed

About This Home

Rustic redwood retreat near Fort Bragg on approximately 1 acre. Features a 2-bedroom cabin-style home on a pier foundation plus a barn-like structure with studio unit, upstairs unit, separate bathrooms, and large workshop/garage below. About half the property is old-growth redwood grove, creating a peaceful park-like setting. An eclectic property with flexible spaces and a non-traditional layout, offering creative potential and a unique coastal-redwood atmosphere. Conveniently located near shopping, South Harbor, downtown Fort Bragg, Pomo Bluffs Park, Fort Bragg Beach Cove, Noyo Headlands Park, and the Botanical Gardens. Deferred and unfinished improvement items noted in building inspection report. Buyer to verify condition, permits, square footage, and intended use.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
3/10
Fort Bragg Middle SchoolGrades 6-82.3 mi
5/10
Fort Bragg High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Freezer,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Flooring: Softwood,Concrete,Hardwood,Laminate
  • Fireplace: Yes

Heating

  • Heating features: Other

Interior Area

  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 0192920700

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Park

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 8
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,310$27,720
Home Insurance *$131$1,572
Property Taxes $454$5,448
Electricity $398$4,786
Total$3,293$39,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,902/yr
40% on housing$98,790/yr
45% on housing$87,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 95437$296
Mendocino County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 95437$400
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Price change$513,000
2026-07-18Listed for sale$457,000
2012-12-18Listing removed$200,000
2012-10-18Listed for sale$200,000
2003-11-20Sold$260,000

For Sale by Owner

AgentProperty Owner

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