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311 Douglas Ave, Versailles, KY, 40383

4beds
1baths
1,901sqft
$265,000
$139price/sqft
$1,824/moest. monthly cost
$72,960/yrincome needed

About This Home

Convenient historic home that has been used as a rental property ($1800-2000 a month) and a residential home. Plenty of closet space & storage with a large patio and back yard. Main bedroom on the main floor with single bath but potential to add a half bath upstairs. Three bedrooms up. Walk to downtown and immediate access to the highway for trips to Lexington, Midway, Georgetown, and Frankfort! Large setback from Douglas Ave. park within the neighborhood for walks. Please contact for more information about the home and its history. No garage, but ample parking along Grey st. and a double gate to an oversized shed with lighting and power for working on vehicles, motorcycles, etc. Present occupants are renters. Please respect their privacy. Showings by appointment only with approval. Buyers agents please text for more info. Selling as-is, inspections welcome (and one completed January 2025).

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
6/10
10/10

Construction

Condition

  • Year built: 1924

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Washer-Dryer Hook-up,Window Blinds
  • Flooring: Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None,Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,901 sqft

Property

Details

  • Parcel number: 30502500700

Features

  • Exterior features: Vinyl,Metal

Lot

  • Lot size: 8,698 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$117$1,404
Property Taxes $214$2,568
Electricity $154$1,850
Total$1,824$21,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,537/yr
40% on housing$54,720/yr
45% on housing$48,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 40383$252
Woodford County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 40383$191
Woodford County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$265,000
2026-06-14Listing removed--
2026-06-12Price change$262,000
2026-06-07Price change$265,000
2026-05-28Listed for sale$269,000
2025-11-20Listing removed$269,000
2025-10-23Price change$269,000
2025-10-02Listed for sale$275,000
2025-09-30Listing removed$2,000
2025-09-21Listing removed--
2025-09-18Listed for sale$263,000
2025-09-03Listed for rent$2,000
2025-08-25Listing removed--
2025-07-17Listed for sale$265,000
2025-07-17Listing removed$2,000
2025-07-01Price change$2,000
2025-06-25Listed for rent$2,100
2025-06-25Listing removed--
2025-04-02Listed for sale$265,000
2025-03-12Listing removed$2,100
2025-02-26Listed for rent$2,100
2025-02-18Sold$265,000
2024-12-05Contingent$270,000
2024-12-04Price change$270,000
2024-11-15Listed for sale$275,000
2022-04-08Sold$201,000
2019-03-06Sold$145,000
2018-01-05Sold$119,000
2016-08-04Sold$80,000
2008-07-31Sold$108,000

For Sale by Owner

AgentProperty Owner

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