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173 Clayton Ave, San Jose, CA, 95110

6beds
4baths
2,525sqft
$1,449,888
$574price/sqft
$10,443/moest. monthly cost
$417,720/yrincome needed

About This Home

Two detached homes with separate utility meters on one lot. Property is less than 2 miles from Goggles future planned village site near SAP Center and Diridon Train Station (Buyer to Verify). Main house has approx. 1828 sq. ft. 4 beds / 2.5 baths. Back unit has approx. 654 sq. ft. 2 beds/1 bath. Use the back unit as an in-laws unit, home office or rent it out for additional income. Central Air Inside Laundry Room Finished Basement for front unit. Back unit is a roomy two bedroom. Investors Dream: Located in a Cul-de-sac Walking distance of VTA Light Rail, Near San Pedro Square, Downtown, Santana Row, San Jose International Airport, Japantown, San Jose Market Center Access to freeways Conveniently located near restaurants near the Diridon train station and SAP Center.

Getting Around

74
WalkingVery Walkable
67
TransitGood Transit
85
BikeVery Bikeable

Schools

1/10
Grant Elementary SchoolGrades K-50.8 mi
4/10
Muwekma Ohlone MiddleGrades 6-80.7 mi
5/10
San Jose High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle, TarGravel
  • Construction materials: Other

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex,Residential Income

Interior

Appliances

  • Appliances included: Gas Cooktop,Exhaust Fan,Disposal,Range Hood,Other
  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4

Features

  • Door features: None
  • Window features: None
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central Forced Air,Wall Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,525
  • Total interior livable area: 2,525 sqft

Kitchen

  • Features: ExhaustFan, PantryCabinet

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 25921065
  • Zoning: R1-8
  • Special condition: NoticeOfDefault

Features

  • Stories: 1
  • Has view: Yes
  • View description: City,Downtown,Other

Lot

  • Lot size: 4,554 sqft
  • Features: Other

Parking

  • Total spaces: 4
  • Parking features: Common,No Garage,Off Street
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$175$2,100
Property Taxes $2,396$28,752
Electricity $541$6,497
Total$10,443$125,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$358,045/yr
40% on housing$313,290/yr
45% on housing$278,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$574This listing

vs Other Active Listings

Avg $/sqft

ZIP 95110$480
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95110$988
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Listed for sale$1,549,888
2024-06-07Listing removed--
2024-02-05Listing removed$1,799,000
2023-12-01Listed for sale$1,799,000
2022-09-22Listing removed--
2022-05-24Listing removed$1,688,888
2022-03-31Listed for sale$1,688,888
2022-02-22Listing removed--
2022-01-12Price change$1,625,000
2021-09-28Price change$1,599,000
2021-08-24Price change$1,499,000
2021-08-17Price change$1,575,000
2021-06-25Listed for sale$1,599,888
2021-04-01Listing removed--
2020-07-23Listed for sale$1,425,000
2019-08-09Listing removed$1,399,900
2018-12-14Price change$1,399,900
2018-09-19Listed for sale$1,399,000
2016-06-15Listing removed--
2016-04-13Listed for sale--
2016-02-24Listing removed--
2015-06-17Listed for sale--
2015-03-20Listing removed--
2015-03-13Listed for sale--
2008-11-12Sold$290,000
2002-08-15Sold$510,000

Pre-Foreclosure - For Sale by Agent

AgentJose Montes De Oca
BrokerageRedfin

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