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55 PANTANO VISTA Way, Saint Augustine, FL, 32095

5beds
3baths
2,666sqft
$630,000
$236price/sqft
$4,375/moest. monthly cost
$175,000/yrincome needed

About This Home

Beautiful Palencia home on an oversized 0.45-acre lot with peaceful pond views! Built in 2016, this 5-bedroom, 3-bath home offers spacious rooms and privacy throughout. The welcoming entrance includes a dedicated office space, perfect for working from home. The spacious kitchen features a large island, gas cooktop, double ovens, pantry, and eat-in area, opening to bright living spaces ideal for entertaining. The primary suite on the main floor includes double sinks, soaking tub, separate shower, and walk-in closets. A private upstairs bedroom offers additional space for guests or family. Enjoy outdoor living from the screened patio overlooking the large fenced backyard and pond on a quiet street with excellent curb appeal. Located in the sought-after Palencia community with pools, tennis, pickleball, fitness center, parks, and trails.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
9/10
Pacetti Bay Middle SchoolGrades 6-810.3 mi

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Gas Cooktop,Microwave,Tankless Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,666 sqft

Property

Details

  • Parcel number: 0721520800

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Screened
  • Fencing: Back Yard,Wrought Iron
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$325$3,900
Property Taxes $597$7,164
Electricity $268$3,219
Total$4,375$52,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,000/yr
40% on housing$131,250/yr
45% on housing$116,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$225
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$630,000
2026-03-12Listed for sale$649,000
2016-11-01Sold$334,000

For Sale by Agent

AgentKIMBERLY SESSIONS
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS

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