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25 SAN TELMO Court, Saint Augustine, FL, 32095

4beds
3baths
2,642sqft
$589,900
$223price/sqft
$3,927/moest. monthly cost
$157,080/yrincome needed

About This Home

Exquisite 4-Bedroom Home in Palencia! This beautifully designed 4-bedroom, 3-bath home with a 3-car garage is situated in the highly sought-after gated community of Palencia in St. Augustine. The paver driveway, three-car garage, and graceful front entry greet you with classic style and enduring charm. Step inside to an inviting foyer that opens to a formal dining room and a stunning chef's kitchen featuring white cabinetry, granite countertops, a center island, custom backsplash, stainless steel appliances, and a gas cooktop. Thoughtfully styled throughout, the home showcases updated fixtures and a seamless flow into the living room, creating the perfect space for entertaining. Enjoy Florida living year-round on the screened-in lanai complete with an outdoor kitchen, ideal for hosting gatherings or relaxing evenings at home. The primary suite is a true retreat with a spa-inspired bath featuring dual vanities, a garden soaking tub, and a glass-enclosed walk-in shower. Three additional spacious bedrooms offer flexibility for guests, family, or a home office. Palencia, designed by renowned international developer Hines, draws inspiration from the community-focused charm of historic St. Augustine and San Marco. This master-planned community offers an extensive array of premier amenities. Residents can enjoy golf, tennis, three swimming pools, a fully equipped fitness center, athletic fields, pocket parks, and a 30-acre network of parks connected by scenic boardwalks and walking trails. This vibrant, thoughtfully designed community provides families with a unique blend of recreation, nature, and neighborhood spirit. With its combination of elegance, comfort, and lifestyle conveniences, this home delivers the ultimate St. Augustine living experience. Book your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
9/10
Pacetti Bay Middle SchoolGrades 6-810.1 mi

Construction

Condition

  • Year built: 2016

Materials

  • Construction materials: Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Gas Range,Microwave,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,642 sqft

Property

Details

  • Parcel number: 0721532870

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced,Privacy

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$304$3,648
Property Taxes $376$4,512
Electricity $265$3,190
Total$3,927$47,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,640/yr
40% on housing$117,810/yr
45% on housing$104,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$225
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$615,000
2026-04-17Price change$625,000
2026-03-20Price change$632,500
2026-03-05Listed for sale$645,000
2025-12-05Listing removed$3,435
2025-11-21Price change$3,435
2025-11-14Price change$3,485
2025-11-07Price change$3,545
2025-10-24Price change$3,630
2025-10-18Price change$3,680
2025-10-04Price change$3,730
2025-09-19Price change$3,780
2025-08-28Listed for rent$3,830
2022-04-20Listing removed--
2022-04-14Listed for rent$3,395
2021-04-05Listing removed--
2021-03-30Listed for rent$2,650
2019-10-14Listing removed$2,545
2019-10-01Listed for rent$2,545
2018-10-11Listing removed$2,470
2018-08-28Listed for rent$2,470

For Sale by Agent

AgentGINA ST LEON LLC, EXP REALTY LLC
BrokerageEXP REALTY LLC

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