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21590 Madrone Dr, Los Gatos, CA, 95033

2beds
2baths
1,150sqft
$860,000
$748price/sqft
$5,931/moest. monthly cost
$237,240/yrincome needed

About This Home

Charming and Sought After Redwood Estates Cottage! This 2-bedroom, 2-bath home offers approximately 1150 sq ft of living space on a 5,850 sq ft lot. Enter to high ceilings, sunny space with skylights, windows, patio sliders and french doors throughout providing ambient light. Wide plank wooden flooring in living room combine with kitchen. The kitchen is equipped with tile countertops, a gas cooktop and oven range, dishwasher, refrigerator, and exhaust fan and eat-in bar. Spacious deck off of kitchen for relaxing under the lovely mountain views. Primary bedroom with carpeting and ceiling fan and a full bathroom with a shower over tub are on the upper floor. Spiral staircase leads to lower level with 2 adjoining rooms for den plus bedroom combo and full bathroom along with large basement storage space. Step outside where your hot tub awaits amongst the garden space. Laundry is conveniently situated in the utility room with 220V electricity hookup and washer/dryer included. Central heat and wired for generator. Friendly community with pool, playgrounds, community center, new fire station, Pizza restaurant, post office and general store in a great commute location 7 minutes to town. Great Los Gatos Schools: Lexington Elem, Fisher Middle, Los Gatos High

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
10/10
Los Gatos High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Range Hood,Oven/Range,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: In Utility Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: ShoweroverTub1, StallShower, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningL, NoFormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings,One Or More Skylights,Video Audio System
  • Door features: None
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central Forced Air,Propane
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,150
  • Total interior livable area: 1,150 sqft

Kitchen

  • Features: Countertop_Tile, ExhaustFan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 55811049
  • Zoning: HS-SR
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Community
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Fenced
  • Fencing: Back Yard,Mixed Height Type,Wood

Lot

  • Lot size: 5,850 sqft
  • Features: Hillside,Sloped Down

Parking

  • Total spaces: 3
  • Parking features: No Garage,Off Street,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Landslide
Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance *$305$3,660
Property Taxes $880$10,560
Electricity $398$4,786
Total$5,931$71,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,348/yr
40% on housing$177,930/yr
45% on housing$158,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$748This listing

vs Other Active Listings

Avg $/sqft

ZIP 95033$690
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95033$608
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$860,000
2026-07-01Listed for sale$900,000
2018-06-21Sold$226,500
2015-06-25Sold$595,000
2015-04-26Listed for sale$575,000
2005-03-11Sold$475,000
2003-08-29Sold$370,000

For Sale by Agent

AgentLisa Sgarlato
BrokerageCompass

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