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322 Casa Loma Rd, Morgan Hill, CA, 95037

3beds
3baths
1,845sqft
$1,650,000
$894price/sqft
$10,557/moest. monthly cost
$422,280/yrincome needed

About This Home

Experience refined country living on this exceptional 1929 estate set at the base of a private hillside. Surrounded by the region's most scenic lakes: Calero and Uvas. This property offers a rare blend of historic craftmanship, natural beauty, and serene seclusion just minutes from San Jose. The main residence showcases timeless stonework, mountain-cabin architecture, and an expansive front porch designed for effortless indoor-outdoor living. An attached studio apartment provides flexible guest or multigenerational space. Included in the offering is a separate cottage situated on its own 4.4 acre lot (unpermitted and red-tagged; may be sold separately), creating a unique multi-structure estate opportunity. The grounds feature a seasonal creek, open acreage for horses, gardens, and endless exploration. Located just 1/2 mile in on Casa Loma Rd, this property delivers privacy with unmatched proximity to both Morgan Hill and San Jose. A truly distinctive retreat with extraordinary potential.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10
10/10
Ann Sobrato High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,845
  • Total interior livable area: 1,845 sqft

Property

Details

  • Parcel number: 74220009
  • Zoning: HS
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Barbecue

Lot

  • Lot size: 9.60 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire
Drought
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$237$2,844
Property Taxes $1,579$18,948
Electricity $398$4,786
Total$10,557$126,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$361,954/yr
40% on housing$316,710/yr
45% on housing$281,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$894This listing

vs Other Active Listings

Avg $/sqft

ZIP 95037$644
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95037$666
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$1,500,000
2026-07-08Listed for sale$1,650,000
2020-11-11Listing removed$445,000
2020-11-09Listed for sale$445,000
2017-06-30Sold$629,000
2017-05-09Listed for sale$649,000
2010-02-19Listing removed$157,900
2010-01-12Price change$157,900
2009-12-19Price change$169,900
2009-12-13Price change$179,900
2009-12-11Price change$239,900
2009-11-22Price change$179,900
2009-11-08Price change$239,900
2009-10-23Listed for sale$255,000
2009-08-18Listing removed$425,000
2009-06-12Listed for sale$445,000
2008-12-24Listing removed$775,000
2008-12-21Listed for sale$775,000

For Sale by Agent

Agent Van Dahlen Dunne Group
BrokerageCompass

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