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10481 Cal Ln, Gulfport, MS, 39503

2beds
2baths
1,008sqft
$99,900
$99price/sqft
$861/moest. monthly cost
$34,440/yrincome needed

About This Home

Why keep paying rent when you could own for about the same monthly cost? This move-in-ready 2-bedroom, 1.5-bath townhouse is an incredible opportunity for first-time buyers, investors, or anyone looking for affordable homeownership without sacrificing space. Offering over 1,000 square feet, the open-concept layout features a spacious living and dining area, a breakfast bar that opens to the kitchen, and a private rear patio perfect for relaxing after work or enjoying your morning coffee. Upstairs, both bedrooms are generously sized with ample closet space and natural light. With rental rates in the area ranging from $900-$1,100 per month, this home presents an excellent opportunity to start building equity instead of paying a landlord or to add a solid investment property to your portfolio. Conveniently located just minutes from Highway 49, I-10, shopping, dining, and entertainment, you'll enjoy easy access to everything the Mississippi Gulf Coast has to offer. The seller is offering a $3,000 buyer incentive that can be used toward closing costs, a rate buy-down, or new appliances, giving you the flexibility to make this home your own. If you've been waiting for an affordable opportunity to own, this is one you won't want to miss. Schedule your private showing today!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl,Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Residential,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 0809b03022.028

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: None

Lot

  • Lot size: 1,306 sqft
  • Features: City Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$115$1,380
Property Taxes $49$588
Electricity $192$2,304
Total$861$10,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,520/yr
40% on housing$25,830/yr
45% on housing$22,960/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 39503$132
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39503$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$99,900
2026-06-25Price change$106,900
2026-05-27Listed for sale$110,000
2019-06-17Sold--
2019-04-19Listed for sale$49,900
2012-05-31Sold--

For Sale by Agent

AgentCarl Watson
BrokerageCentury 21 Busch Realty Group

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