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13410 River Rd, Gulfport, MS, 39503

2beds
2baths
1,340sqft
$279,000
$208price/sqft
$2,062/moest. monthly cost
$82,480/yrincome needed

About This Home

Enjoy peaceful waterfront living on the Biloxi River just a few miles north of I-10! Nestled among mature trees for added privacy, this beautifully maintained home offers deep navigable water, stunning river views, and an expansive deck complete with a hot tub—perfect for relaxing or entertaining. Updates completed in 2024 include luxury vinyl flooring, quartz countertops, stainless steel appliances, insulated sliding glass doors with built-in blinds, and a new HVAC system. The attached sunroom provides the perfect place to enjoy the view year-round, while the detached bonus building offers endless possibilities as a home office, studio, workshop, gym, guest space, or hobby room. With ample under-home storage for lawn equipment and river gear, plus a convenient kayak rack at the rear of the home, everything you need for waterfront living has its place. Whether you're looking for a primary residence or a weekend retreat, this rare waterfront property is ready for its next chapter.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1987

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Architectural Shingles
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Common Area,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Recessed Lighting,Storage,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),Double Entry,Insulated,Sliding Doors
  • Window features: Blinds
  • Flooring: Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Window Unit(s)

Interior Area

  • Total structure area: 1,340
  • Total interior livable area: 1,340 sqft

Property

Details

  • Parcel number: 1007k01023.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Exterior features: Other
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Access,River Front,Waterfront

Lot

  • Lot size: 0.34 Acres
  • Features: Many Trees,Views
  • Lot size dimensions: 142 x 109 x 104 x 139

Parking

  • Total spaces: 4
  • Parking features: Carport,Concrete,Driveway,Storage,Direct Access
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Inland Flooding
Lightning
Tornado
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$323$3,876
Property Taxes $137$1,644
Electricity $192$2,304
Total$2,062$24,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,697/yr
40% on housing$61,860/yr
45% on housing$54,986/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 39503$131
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39503$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$274,000
2026-07-15Listed for sale$279,000
2024-12-20Sold--
2024-10-25Pending sale$249,999
2024-08-16Listed for sale$249,999

For Sale by Agent

AgentSamantha Faircloth
BrokerageCoastal Realty Group

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