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1280 Mahogany Mill Rd, Pensacola, FL, 32507

2beds
3baths
1,410sqft
$398,900
$283price/sqft
$3,364/moest. monthly cost
$134,560/yrincome needed

About This Home

Dive into luxury living! This stunning townhome offers the ultimate waterfront experience, complete with a private boat slip and breathtaking views of the Bayou Chico Basin. As you approach, tranquility washes over you, setting the tone for a haven of relaxation. The exterior features a carport and garage, with a versatile bonus room adjacent to the garage – perfect for a home office or gym. Step onto the covered deck and soak in the Bay views, host BBQs, or unwind while observing local wildlife. Imagine watching dolphins play in the distance as the sun sets behind you. Inside, enjoy an open-concept floor plan that seamlessly connects the living room, dining room, and kitchen, creating the perfect space for entertaining. The kitchen is equipped with Mexican tile, black appliances, and plenty of space to cook up a storm. The adjacent screen porch offers a seamless transition from indoors to outdoors, perfect for taking in the views of the Bayou Chico. Upstairs, the main bedroom is a retreat in itself, featuring wood-look floors, a spacious walk-in closet, and an ensuite bathroom with tile floors, double vanities, and a spacious walk-in shower. The townhome also boasts luxury vinyl floors in the bonus room downstairs, which leads out to the covered porch. With its prime location and luxurious amenities, this townhome is a must-see for anyone looking for a waterfront lifestyle.

Getting Around

14
WalkingCar-Dependent
22
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

4/10
2/10
Warrington Middle SchoolGrades 6-81.6 mi
4/10
Pensacola High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal,Refrigerator,Self Cleaning Oven

Bathroom

  • Level: Second
  • Area: 21.3889

Bathroom1

  • Level: Third
  • Area: 46.1736

Bedroom

  • Level: Third
  • Area: 154.1111

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second
  • Area: 141.4444

Features

  • Storage,Baseboards,Ceiling Fan(s),Elevator,High Speed Internet,Recessed Lighting,Smart Thermostat,Attached Self Contained Living Area
  • Door features: Insulated Doors
  • Window features: Double Pane Windows,Some Blinds
  • Flooring: Travertine,Simulated Wood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Multi Units,Heat Pump,Central,Fireplace(s)
  • Cooling features: Multi Units,Heat Pump,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,410
  • Total interior livable area: 1,410 sqft

Kitchen

  • Level: Second
  • Area: 165.2778

Master Bedroom

  • Level: Third
  • Area: 190.9167

Property

Details

  • Parcel number: 592s302020000013
  • Attached to another structure: Yes
  • Zoning description: County,Res Multi
  • Special condition: Standard,Third Party Approval

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Covered,Covered Deck
  • Exterior features: Balcony,Dock
  • Has view: Yes
  • View description: Bayou
  • Has water view: Yes
  • Water view: Bayou
  • On waterfront: Yes
  • Waterfront features: Bayou,Waterfront,Deed Access,Pier

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 18 X 58

Parking

  • Total spaces: 3
  • Parking features: Garage,2 Car Carport,Front Entrance,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$941$11,292
Property Taxes $209$2,508
Electricity $197$2,366
Total$3,364$40,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,337/yr
40% on housing$100,920/yr
45% on housing$89,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 32507$272
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32507$193
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Price change$398,900
2025-12-04Listed for sale$650,000
2025-11-13Listing removed$700,000
2025-09-12Price change$680,000
2025-05-14Price change$700,000
2025-05-08Listed for sale$750,000
2025-05-01Listing removed$750,000
2024-11-05Price change$750,000
2024-10-11Listed for sale$790,000
2024-06-06Sold$499,900
2024-04-24Price change$499,000
2024-03-09Price change$549,000
2024-02-21Listed for sale$574,900
2024-02-12Pending sale$574,900
2024-01-27Price change$574,900
2024-01-15Listed for sale$599,000
2020-02-10Sold$60,000

For Sale by Agent

AgentAlexis Bolin
BrokerageKELLER WILLIAMS REALTY GULF COAST

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