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97 ZANCARA Street, Saint Augustine, FL, 32084

3beds
2baths
1,798sqft
$387,000
$215price/sqft
$2,738/moest. monthly cost
$109,520/yrincome needed

About This Home

Nestled in the desirable gated section of Dorado at Entrada, this beautifully designed 3-bedroom, 2-bath home offers modern finishes, thoughtful upgrades, and an open-concept layout perfect for everyday living and entertaining. The spacious central kitchen overlooks the family room and features quartz countertops, stainless steel appliances, a gas stove, a walk-in pantry, and an extended counter-height island ideal for gathering. Elegant crown moulding accents the kitchen cabinetry, living area, and primary suite, adding warmth and character throughout the home. The private primary retreat includes a large walk-in closet, an ensuite bath with a walk-in shower, and a separate water closet. On the opposite side of the home, two additional bedrooms and a full bath provide comfort and privacy for family or guests. Sliding glass doors off the dining area open to the backyard, creating seamless indoor-outdoor living. Plank tile flooring runs throughout the entire living areas for both style and durability. The backyard is fenced on three sides and can easily be completed by attaching fencing to each side of the home. Situated near a quiet cul-de-sac, this property offers both convenience and a peaceful setting. Residents of Dorado enjoy access to outstanding community amenities, including a resort-style pool, lap pool, pickleball courts, basketball court, fitness center and a dedicated dog park with separate areas for large and small dogs featuring agility equipment. RV and boat storage are currently under construction and coming soon.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
R J Murray Middle SchoolGrades 6-83.4 mi
6/10
St. Augustine High SchoolGrades 8-125.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Water Heater,Gas Oven,Gas Range,Ice Maker,Microwave,Refrigerator,Tankless Water Heater,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Breakfast Nook,Ceiling Fan(s),Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Master Downstairs,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Impact Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,356
  • Total interior livable area: 1,798 sqft

Property

Details

  • Parcel number: 1011832570
  • Zoning description: PUD

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Rear Porch
  • Spa features: Community
  • Fencing: Vinyl

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 53 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage,Gated,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,956$23,472
Home Insurance *$344$4,128
Property Taxes $241$2,892
Electricity $197$2,366
Total$2,738$32,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,874/yr
40% on housing$82,140/yr
45% on housing$73,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$233
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$387,000
2026-05-18Listed for sale$400,000
2024-03-14Sold$350,000
2024-01-18Pending sale$350,000
2024-01-09Price change$358,990
2024-01-05Price change$361,990
2023-11-17Price change$366,990
2023-11-08Price change$376,990
2023-11-06Price change$379,990
2023-08-31Price change$380,990
2023-06-21Listed for sale$383,990

For Sale by Agent

AgentSUSAN CROHAN
BrokerageWE SELL SUNSHINE

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