9303 Seney Ln #549, Owings Mills, MD, 21117
About This Home
Rare opportunity to assume a 3.75% VA loan—significantly below current market rates! This allows qualified buyers to secure a substantially lower monthly payment compared to today’s financing options, creating immediate long-term savings. Well-maintained BARELY LIVED IN AND NEVER RENTED condo offering strong value and flexibility. Ideal for buyers looking to maximize purchasing power and minimize monthly costs. Buyers must qualify with current loan servicer for assumption. Contact listing agent for details on structure and potential savings.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Roof: Architectural Shingle
- Construction materials: Blown-In Insulation,Batts Insulation,Brick Front,Concrete,Low VOC Insulation,Spray Foam Insulation,Stick Built,Stone,Vinyl Siding
Other
- Builder name: Beazer
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Microwave,Dryer,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Freezer,ENERGY STAR Qualified Refrigerator,Oven/Range - Gas,Gas Water Heater
- Laundry features: Washer In Unit,Dryer In Unit,In Unit
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Chair Railings,Combination Kitchen/Living,Open Floorplan,Kitchen Island,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings
- Window features: Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows,Low Emissivity Windows
- Flooring: Luxury Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,709
Heating & Cooling
- Heating features: ENERGY STAR Qualified Equipment,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,709
- Total interior livable area: 1,709 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04022500018305
- Attached to another structure: Yes
- Zoning: R1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community
Lot
- Features: Cul-De-Sac
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,047 | $24,564 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $538 | $6,456 |
| Electricity | $281 | $3,374 |
| Total | $2,994 | $35,928 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $405,000 |
| 2024-01-03 | Listing removed | -- |
| 2023-12-07 | Price change | $369,000 |
| 2023-10-30 | Price change | $379,000 |
| 2023-09-21 | Listed for sale | $459,000 |
View on Zillow